Axis Bank Home Loan Pune – Interest Rates 2024, Documents, Apply
Axis Bank Home Loans in Pune: Check Interest Rates, Eligibility, Loan Amount, Processing Fees, Minimum loan amount, documents list in Pune. Axis Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality.
Axis Bank home loan branches in Pune
- Address: Lohia Jain Capital, Senapati Bapat Rd, Opposite Indraprastha Hall, Pune, Maharashtra 411016
- Address: 23, Shop No 10 to 13, Mahalaxmi Chamber, Appa Balwant Chowk, Budhwar Peth, Pune, Maharashtra 411002
- Address: 2413, Parmar House East Street, Gen, Exhibition Rd, Camp, Pune, Maharashtra 411001
- Address: Lane No 8, GF, Ivory Towers, Prabhat Rd, Pune, Maharashtra 411004
- Address: Ground Floor, Manikchand Ikon, Dhole Patil Rd, Pune, Maharashtra 411001
- Address: Regional Office, Stellar Enclave, Shop No 203 & 204, Above McDonald, Aundh, Pune, Maharashtra 411007
- Address: Ground, 1st & 2nd floor, Pride House, near University Crossing, Shivajinagar, Pune, Maharashtra 411016
- Address: 214 & 215, SN 132, 2nd Floor, City Mall Plot No 1, Ganeshkhind Rd, Pune, Maharashtra 411007
- Address: 201/D/1, Gr, 1st & 2nd Flr, Indra Pusti, Fergusson College Rd, Pune, Maharashtra 411004
Axis Bank Home Loan Interest Rates Feb 2024
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.00% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.10% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 10.50% - 12.85% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 12.00% - 13.30% p.a. |
Why to Choose Axis Bank Home Loans in Pune
Axis Bank housing loans are designed for today’s home-hunter. Easy home loans are rich in features and offer a number of benefits.
-
- Attractive housing finance rates: We offer attractive interest rates that make your housing loans affordable and easier on your pocket every month.
- Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving.
- Balance transfer facility: Not satisfied with your existing Home Loan provider? You can transfer your Home Loan to us without any hassles.
- Doorstep service: You don’t have to go the bank for Home Loans; the bank will come to your doorstep. Perfect for those leading busy lives.
- Nil prepayment charges* : Come into some money and want to pay off your housing loan early? You can do that at Axis Bank without worrying about prepayment charges.
Offers Available in Pune:
- Happy Ending Home loan Schemes
- Special Balance Transfer Schemes
- Attractive interest rates on Home Loans to ease your monthly outgo
Axis Bank Home Loan Eligibility Criteria Pune
Salaried individuals eligible for home loan
- Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
- Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.
Professionals eligible for Axis home loan
- Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
- Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
Home Loan documents required for Axis Bank
The following documents are required along with your home loan application:
| Purpose | Salaried | Others |
| Proof of identity | Voter’s ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card | Voter’s ID card or driving license or PAN card or photo credit card |
| Proof of income | Latest salary slip showing all deductions or Form 16 along with recent salary certificate | IT returns for the last 2 years and computation of income for the last 2 years certified by a CA |
| Proof of residence | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill |
| Bank statement or Pass Book where salary or income is credited | Last 6 months | Last 6 months |
| Guarantor form | Optional | Optional |
About Pune:
Pune is one of the most important industrial and educational hub of India, with an estimated population of 7.4 million as of 2020. As of 2021, Pune Metropolitan Region is the largest in Maharashtra by area, with a geographical area of 7,256 sq km. It has been ranked “the most liveable city in India” several times. Pune is also considered to be the Cultural And Educational Capital Of Maharashtra.
The Rajiv Gandhi Infotech Park in Hinjawadi is a ₹ 60,000 crore (US$8.9 billion) project by the Maharashtra Industrial Development Corporation (MIDC). The IT Park encompasses an area of about 2,800 acres (11 km2) and is home to over 800 IT companies of all sizes.
Pune is an emerging center for VFX services, with Indian and international studios such as Anibrain, Reliance Animation,philm CGI, Digikore Studios, HMX Media, Stereo D, Framestore and Method Studios[162] having established their facilities here.
Major technology companies Ubisoft Pune, Zensar Technologies, Patni Computer Systems, Persistent Systems, Indiacom, Harbinger Knowledge Products, Seniority, Monjin, Mylab Discovery Solutions, Quick Heal and KPIT Technologies are headquartered in Pune. Indian tech giant Infosys was founded in Pune who have a mega campus in city. Zensar Technologies is located in a mega campus called Zensar Park.
Pune is a well known manufacturing and industrial center of India. With an estimated nominal GDP of Rs. 3,31,478 crores for year 2019-20, Pune District is the third largest contributor to the economy of Maharashtra, after Mumbai and Thane. Pune has the fifth largest metropolitan economy and the sixth highest per capita income in the country.
