Axis Bank Home Loan Ranchi – Interest Rates 2024, Documents, Apply
Axis Bank Home Loans in Ranchi: Check Interest Rates, Eligibility, Loan Amount, Processing Fees, Minimum loan amount, documents list in Ranchi. Axis Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality.
Axis Bank home loan branches in Ranchi
- Address: Shamdhu Complex, Old, Hazaribag Rd, near Albert Ekka Chowk, Ranchi, Jharkhand 834001
- Address: Ground Floor, Kedia Square Upper Bazar, Baralal Street Near Ranchi Express Building, Ranchi, Jharkhand 834001
- Address: Ground & 1st Floor, Maple Plaza Kadru, Argora Rd, opposite Road Number 2, Argor, Ashok Nagar, Ranchi, Jharkhand 834002
- Address: Raghuvar Heights, Ratu Rd, Ranchi, Jharkhand 834001
- Address: Ward No 21, Holding No 33/F, 1st Flr, Diamond Plaza, 11, Purulia Rd, Lower Bazar, Ranchi, Jharkhand 834001
- Address: Holding No 208, UGF, Tara Bhawan, Kanke Rd, Gonda Town, Ranchi, Jharkhand 834008
- Address: Kutchary Road, Circular Rd, near Governor House, Ranchi, Jharkhand 834001
Axis Bank Home Loan Interest Rates Feb 2024
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.00% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.10% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 10.50% - 12.85% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 12.00% - 13.30% p.a. |
Why to Choose Axis Bank Home Loans in Ranchi
Axis Bank housing loans are designed for today’s home-hunter. Easy home loans are rich in features and offer a number of benefits.
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- Attractive housing finance rates: We offer attractive interest rates that make your housing loans affordable and easier on your pocket every month.
- Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving.
- Balance transfer facility: Not satisfied with your existing Home Loan provider? You can transfer your Home Loan to us without any hassles.
- Doorstep service: You don’t have to go the bank for Home Loans; the bank will come to your doorstep. Perfect for those leading busy lives.
- Nil prepayment charges* : Come into some money and want to pay off your housing loan early? You can do that at Axis Bank without worrying about prepayment charges.
Offers Available in Ranchi:
- Happy Ending Home loan Schemes
- Special Balance Transfer Schemes
- Attractive interest rates on Home Loans to ease your monthly outgo
Axis Bank Home Loan Eligibility Criteria Ranchi
Salaried individuals eligible for home loan
- Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
- Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.
Professionals eligible for Axis home loan
- Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
- Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
Home Loan documents required for Axis Bank
The following documents are required along with your home loan application:
| Purpose | Salaried | Others |
| Proof of identity | Voter’s ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card | Voter’s ID card or driving license or PAN card or photo credit card |
| Proof of income | Latest salary slip showing all deductions or Form 16 along with recent salary certificate | IT returns for the last 2 years and computation of income for the last 2 years certified by a CA |
| Proof of residence | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill |
| Bank statement or Pass Book where salary or income is credited | Last 6 months | Last 6 months |
| Guarantor form | Optional | Optional |
About Ranchi:
Ranchi (राँची ) is the capital of and the second-most populous city in the Indian state of Jharkhand. Ranchi was the centre of the Jharkhand movement for a separate state for the tribal regions of South Bihar, northern Orissa, Western West Bengal and the present eastern Chhattisgarh.
Ranchi is rapidly growing its economy, and certain parks, special economic zones and industrial areas are being developed. Of late, new sectors and modern areas have been built for the city’s development. Ranchi is also nicknamed the ‘City of Waterfalls’.
