Cosmos Bank Home Loan | Interest Rates | Documents | Info
Cosmos Bank offers home loans on lowest interest rates. Get details ✓ EMI ✓ eligibility ✓ documents ✓ Charges online. Calculate emi for loan with calculator online.
| Interest Rates | 7.00% – 7.85% |
| Processing Fees | 1% of loan demand + GST |
| Pre payment Charges | Nil |
| Max. Loan Amount | Rs.140 Lakh |
| Lowest EMI | Rs.645 Per Lakh |
| Min. Income | Rs.12500/- p.m |
| Loan Repayment | 1 to 20 years |
Interest Rates are as follows for Cosmos Bank home loan
Loan Amount ROI (p.a.) CIBIL Score
7.00% Above 800
7.25% Above 750 to 800
7.60% Above 700-750
7.85% Below 700
Guarantors – Two guarantors acceptable to the Bank will have to be provided
Security – Equitable mortgage of house property
Documents Required for cosmos bank home loan are:
✓ Latest Photograph, Photo Identity Proof, Residence proof of the Applicant and Guarantors
✓ In case of salaried person, salary slip for last 3 months and bank statement for last 6 months, ITR for 3 years ✓ In case of businessman, last 2 years profit & loss, ITR copies of last 3 years, balance sheet and bank statement of business account for last 6 months
✓ Legal Documents for creating mortgage
Cosmos bank home loan emi calculator
Steps to calculate home loan emi
1. Enter your loan amount
2. Enter interest rate offered by bank
3. enter maximum or number of tenor of loan amount.
4. And click on calculate.. results are coming.
|
|
Other available products of Cosmos Bank:
✓ Cosmos bank personal loan
✓ Cosmos bank home loan
✓ Cosmos bank Car Loan
