DHFL Home Loan Ludhiana – Interest Rates | Branch Location
Get lowest interest rates on DHFL Home loans in Ludhiana. Compare ✓ Documents ✓ Eligibility ✓ EMI calculation with calculators online to get instant quotes from DHFL.
DHFL Branch list in Ludhiana for Home loan Approvals
Address: SCO 16-17, 2nd Floor, Firoz Gandhi Market, Ludhiana – 141001.
Home Loan applications received for rupees ₹ 419,027 crores till 22 December 2024
DHFL Home Loan Interest Rates
| Interest Rates | 8.35% |
| Processing Fees | INR.5000 to 20000/- |
| Pre payment Charges | Nil |
| Loan Amount | upto 90% of market value |
| Lowest EMI | Rs.758/lakh |
| Min. Income | Rs.10000/- p.m |
| Loan Repayment | upto 30 years |
HOME LOAN ELIGIBILITY CALCULATOR
Before applying for a Home Loan, it is important to understand if you are eligible for the same. With DHFL Home Loan Eligibility Calculator, you will easily be able to fill in all the relevant factors that can influence your Home Loan Eligibility. Determined by various aspects including income, employment status and tenure of the loan, our Housing Loan Eligibility Calculator helps you to factor in all the variables to get the most amount of information.
With a few simple inputs, our Home Loan Eligibility Calculator helps you to make your Home Loan decision carefully and thoroughly. The Housing Loan Eligibility Calculator also allows you to continue to home loan process, apply for the same and complete the application process.
Home Loan Tax Benefits
Resident Indians are eligible for certain tax benefits on principal and interest components of a home loan. As per Income Tax Act 1961 rules, the current applicable exemption under section 24(b) is Rs. 2,00,000/- for the interest amount paid in the financial year and up to Rs. 1,50,000/- (under section 80 C) for the principal amount repaid in the same year.
Read More – Documents, Eligibility, EMI, Interest rates of DHFL Home Loan
Easy Documentation for your Home Loans at DHFL in Ludhiana:
For processing your home loan application, we’re required to adhere to certain documentation procedures. To enable us to speedily process your home loan application, we will require the following:
- KYC (Know Your Customer) documents
- Proof of Income documents and bank statements as per log-in checklist
- Property related documents
DHFL Home Loan Income Tax Benefits in Ludhiana:
Get Maximum Tax benefit under Home Loan scheme. As per Indian IT Rules, the current applicable exemption u/s 24 is Rs.1.5 lacs for the interest amount paid in a financial year and up to Rs.1 lac for the Principal amount repaid in the same year. Thus up to Rs. 2.5 lacs is tax exempt, helping you save up to Rs.70,000 tax annually.
