DHFL Home Loan Trichy – Interest Rates, Branch Address

Get lowest interest rates on DHFL Home loans in Trichy. Compare ✓ Documents ✓ Eligibility ✓ EMI calculation with calculators online to get instant quotes from DHFL.

DHFL Branch list in Trichy for Home loan Approvals

Address: Sree Naga Arcade, 1st Floor, Next to Seva Sangam Higher Secondary School, No.5, Williams Road, Contonment, Trichy 620001, Tamil Nadu

Home Loan applications received for rupees ₹ 419,027 crores till 22 December 2024

DHFL Home Loan Interest Rates in Trichy

For More details on DHFL Home Loans

DHFL Home loan eligibility Calculator in Trichy

Before applying for a Home Loan, it is important to understand if you are eligible for the same. With DHFL Home Loan Eligibility Calculator, you will easily be able to fill in all the relevant factors that can influence your Home Loan Eligibility. Determined by various aspects including income, employment status and tenure of the loan, our Housing Loan Eligibility Calculator helps you to factor in all the variables to get the most amount of information.

With a few simple inputs, our Home Loan Eligibility Calculator helps you to make your Home Loan decision carefully and thoroughly. The Housing Loan Eligibility Calculator also allows you to continue to home loan process, apply for the same and complete the application process.

Home Loan Tax Benefits
Resident Indians are eligible for certain tax benefits on principal and interest components of a home loan. As per Income Tax Act 1961 rules, the current applicable exemption under section 24(b) is Rs. 2,00,000/- for the interest amount paid in the financial year and up to Rs. 1,50,000/- (under section 80 C) for the principal amount repaid in the same year.

Looking for EMI Calculation for your home loan amount – Click Here

Eligibility for DHFL Home Loans in Trichy:

You can avail a Home Loan of up to Rs. 5 Crore (minimum loan amount 1 lac) but not exceeding 85% of the cost of property (including stamp duty and registration fees) or 80% of market value, whichever is lower. The loan amount can be further enhanced by including an earning co-applicant.

The actual Home Loan amount is determined taking into various account factors such as:

• Repayment capacity, Age
• Stability and continuity of income
• Number of dependents
• Co-applicant’s income
• Assets, Liabilities, Saving habits, and more

Maximum Tenure Period for Home Loan: Up to 30 years

Easy Documentation for your Home Loans at DHFL in Trichy:

For processing your home loan application, we’re required to adhere to certain documentation procedures. To enable us to speedily process your home loan application, we will require the following:

• KYC (Know Your Customer) documents
• Proof of Income documents and bank statements as per log-in checklist
• Property related documents

DHFL Home Loan Income Tax Benefits in Trichy:

Get Maximum Tax benefit under Home Loan scheme. As per Indian IT Rules, the current applicable exemption u/s 24 is Rs. 1.5 lacs for the interest amount paid in a financial year and up to Rs.1 lac for the Principal amount repaid in the same year. Thus up to Rs.2.5 lacs is tax exempt, helping you save up to Rs.70,000 tax annually.