Home Loan Chennai – Interest Rates 2024, Apply
Apply for Home Loan in Chennai online at lowest interest rates 2024. Check Home Loan in Chennai eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Chennai
| Interest Rates | 8.65% – 9.00% |
| Processing Fees | 0 to 2.00% of the loan amount + GST |
| Pre Payment Charges | NIL for floating, Fixed Rates check with Bank |
| Repayment Period | 3 to 30 years |
| Part Payment Facility | Yes, all bank |
Compare Home Loan Rates in Chennai 2024
| SBI Home Loan | 8.70 – 9.40% |
| HDFC Ltd | 8.65 – 9.85% |
| ICICI Bank | 8.75 – 9.80% |
| LIC Housing Finance | 8.65 – 10.25% |
| PNB Housing | 8.75 – 11.70% |
| Kotak Bank | 8.49 – 9.10% |
| Bank of Baroda | 8.60 – 10.30% |
| Canara Bank | 8.60 – 10.80% |
| Aadhar Home loan | N.A |
Home Loan Tools in Chennai
- Home Loan Interest Rates 2024
- Home Loan EMI Calculator
- Home Loan Eligibility Calculator
- Home Loan Balance Transfer Calculator
- NRI Home Loans
Eligibility Criteria for Home Loans in Chennai
| Age | 21 – 58 years |
| Income | 1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability | Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan | Brother, Mother, Father, Spouse |
| Loan amount | 2 lakh to 50 crore |
Home Loan EMI Calculator Chennai
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Checklist of Documents for Home Loan in Chennai
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
List of Best Properties or Housing Schemes Running in Chennai:
| SL. No | Project Name | Builder Name | Loaction | Price(Rs) |
| 1 | Sanjay Home Opera | SANJAY HOMES & DEVELOPERS P LTD | Selaiyur, Selaiyur, Chennai South, Chennai | 42.82 Lac |
| 2 | Blueall Harsham | DLM Housing & Properties | Thiruthani Nagar,Chennai South, Pallavaram, Chennai South, Chennai | 35.7 Lac |
| 3 | Unitech Unihomes Chennai | Neelu Bros | Kandigai, Nallambakkam, Chennai South, Chennai | 23 Lac |
| 4 | Mahidhara Supreme | Mahidhara Projects | Oragadam, Oragadam, Chennai South, Chennai | 45.22 Lac |
| 5 | Arlington County | Pyramid estates | Mevaloorkuplukpam Village, Sriperumbudur Taluk, Sriperumbudur , Chennai West, Chennai | 17.25 Lac |
| 6 | Manish Apartments | Bharathi Construction | Selaiyur, Selaiyur, Chennai South, Chennai | 36.04 Lac |
| 7 | Romaa Paradise | Romaa Housing | Null,Chennai West, Poonamallee, Chennai West, Chennai | 39.48 Lac |
| 8 | Bluewall Harsham | DLM Housing & Properties | Thiruthani Nagar,Chennai South, Pallavaram, Chennai South, Chennai | 36.66 Lac |
| 9 | AV Brindhavanam | AV Constructions | Guduvancheri, Chennai South, Chennai | 15.56 Lac |
| 10 | Pacifica Arum | Pacifica Companies | Pacifica Aurum,Padur,OMR Road,Chennai, OMR, Chennai South, Chennai | 41.02 Lac |
| 11 | AKB Concord | A.K.B. Developers & Promoters | Sholinganallur, Chennai South, Chennai | 46.63 Lac |
| 12 | RS Elegance | R S Properties and Developers Pvt Ltd | Vadakkupattu Main Road, Medavakkam, Chennai South, Chennai | 49.21 Lac |
| 13 | VGN Staffotrd | Vgn Developers Pvt Ltd | Vgn, Thirumullaivoyal, Chennai North, Chennai | 22.87 Lac |
| 14 | Propshell Varna | Propshell Business Solutions Pvt Ltd | Nemilichery, Thiruninravur, Avadi, Chennai North, Chennai | 28.77 Lac |
| 15 | MVJ Castle | LSS Construtions Pvt Ltd | #48,Walter Devaraj Street,Dr. Devaraj Nagar (Near Bharath Engineering College), Madambakkam, Chennai South, Chennai | 43.01 Lac |
| 16 | Century court | Vijay Raja Homes | Village No 9,Padur Village,Poonamallee Taluk, Poonamallee, Chennai West, Chennai | 17.45 Lac |
List of Bank Branches in Chennai For Home Loans
| Bank | Branch Address | Pincode |
| HDFC Ltd | Shop No.A, Ground Floor, Kalyani Block,Doshi Symphony, Tambaram-Velachery Main Road, Pallikaranai, Chennai, Tamil Nadu | 600042 |
| ICICI Bank | No., 1, Cenotaph Rd, Rathna Nagar, Alwarpet, Chennai, Tamil Nadu | 600018 |
| ICICI Bank | 3rd Ave, W Block, Anna Nagar, Chennai, Tamil Nadu | 600102 |
| South Indian Bank | No.11, 2nd Main Road, Adyar, Chennai, Tamil Nadu | 600020 |
| Axis Bank | 82, Dr. Radhakrishnan Salai, Mylapore, Chennai, Tamil Nadu | 600004 |
| Standard Chartered Bank | Sagas Amar Court, 59, Gopathi Narayanaswami Chetty Road, Thiyagaraya Nagar, Chennai, Tamil Nadu | 600017 |
| Syndicate Bank | 793, Opposite Amman Koil, Ramaswamy Salai, Santhiniketan Colony, Sector 10, KK Nagar West, Chennai, Tamil Nadu | 600078 |
| Tamilnad Mercentile Bank | 1 18 East Coast Road, Kottivakkam, Chennai, Tamil Nadu | 600041 |
| Andhra Bank | Mount Poonamalle High Rd, Porur, Chennai, Tamil Nadu | 600116 |
| Union Bank | No.115,117, Armenian St, Parrys, George Town, Chennai, Tamil Nadu | 600001 |
| South Indian Bank | 995 E, 2nd Avenue,Anna Nagar West, Chennai, Tamil Nadu | 600040 |
| Kotak Mahindra Bank | Ground Floor, Shree Essarar Towers,, 41, Venkatanarayana Rd, Parthasarathy Puram, T Nagar, Chennai, Tamil Nadu | 600017 |
| Bank of India | No.36/24, Thangal St, AVM Avenue, Virugambakkam, Chennai, Tamil Nadu | 600092 |
| Corporation Bank | 39, Whites Road P.B. No. 2227 Chennai | 600014 |
