Home Loan Pune – Interest Rates 2024, Apply
Apply for Home Loan in Pune online at lowest interest rates 2024. Check Home Loan in Pune eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Pune
| Interest Rates | 8.65% – 9.00% |
| Processing Fees | 0 to 2.00% of the loan amount + GST |
| Pre Payment Charges | NIL for floating, Fixed Rates check with Bank |
| Repayment Period | 3 to 30 years |
| Part Payment Facility | Yes, all bank |
Compare Home Loan Rates in Pune 2024
| SBI Home Loan | 8.70 – 9.40% |
| HDFC Ltd | 8.65 – 9.85% |
| ICICI Bank | 8.75 – 9.80% |
| LIC Housing Finance | 8.65 – 10.25% |
| PNB Housing | 8.75 – 11.70% |
| Kotak Bank | 8.49 – 9.10% |
| Bank of Baroda | 8.60 – 10.30% |
| Canara Bank | 8.60 – 10.80% |
| Aadhar Home loan | N.A |
Home Loan Tools in Pune
- Home Loan Interest Rates 2024
- Home Loan EMI Calculator
- Home Loan Eligibility Calculator
- Home Loan Balance Transfer Calculator
- NRI Home Loans
Eligibility Criteria for Home Loans in Pune
| Age | 21 – 58 years |
| Income | 1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability | Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan | Brother, Mother, Father, Spouse |
| Loan amount | 2 lakh to 50 crore |
Home Loan EMI Calculator Pune
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Checklist of Documents for Home Loan in Pune
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
List of Best Properties, Builders, Location and Housing Projects in Pune to Buy:
| City | Project Name | Builder Name | Location Address | Price List |
| PUNE | Mahindra Antheia | Mahindra Lifespaces Developers Ltd | Survey No 6017, Pimpri-Nehru Nagar Road, Pimpri, Pune, Maharashtra | 44 lac |
| PUNE | Marveal | Square Properties consultancy LLP | Punawale,Pune, Punawale, Pune, Maharashtra | 44.67 Lac |
| PUNE | Pride Valencia | Pride and Purple Group | Pride Valencia- Baner,Pune, Baner, Pune, Maharashtra | 1.11 Cr. |
| PUNE | Shree Jalaram Park | Mehta Kishor Associates | Gat No. 494,513, Near Nagar Parishad School No. 4,Pune, Alandi, Pune, Maharashtra | 21.63 Lac |
| PUNE | Sai Dwarika | Maa Sankalp Buildcon | Off Katraj Kondhwa Road,Pune, Katraj Kondhwa Road, Pune, Maharashtra | 43.85 Lac |
| PUNE | Swaraaj Pride | Swaraj Group | Near Lotus School,Mumbai-Pune Bangalore Highway,Pune, Punawale, Pune, Maharashtra | 44 Lac |
| PUNE | VTP Urban Balance | VTP Group | Survey No.201,Opposite Kumar Picasso, Sadeh Satra Nali, Hadapsar,Pune-28, Hadapsar, Pune, Maharashtra | 1.16 Cr. |
| PUNE | Aapla Ghar Chakan | Maple City Developers | Aapla Ghar, Chakan, Pune, Maharashtra | 26.55 Lac |
| PUNE | SMP Sai Samarth | SMP Construction | Near International Airport, Lohegaon, Pune, Maharashtra | 30 lac |
| PUNE | Pristine Prolife | Pristine properties | S.No. 170 (Part), Off Bombay Bangalore Highway, Next To Hotel Sayaji , Pune, Wakad, Pune, Maharashtra | 89 Lac |
| PUNE | Cosmos Apartment | Urban Link Consulting Pvt Ltd | Magarpatta City,Pune, Magarpatta, Pune, Maharashtra | 78 Lac |
| PUNE | Kolte Patil Three Jewels | Prop Gold India Realtors | Katraj-Kondhwa Rd., Katraj Kondhwa Road, Pune, Maharashtra | 27.29 Lac |
| PUNE | The Leaf | The Scapers & Kothari Brothers | Katraj Kondhwa Road, Katraj Kondhwa Road, Pune, Maharashtra | 41.7 Lac |
| PUNE | Welworth Paradise | Welworth Realty | NEAR PAN CARD CLUB,PUNE, BANER, PUNE, MAHARASHTRA | 86.89 Lac |
| PUNE | Blithe Icon | Abhiman Associates | Gat No. 1129,Ganesh Nagar,Near Raisoni College,Pune-Nagar Road,Wagholi,Pune-412 207, Wagholi, Pune, Maharashtra | 26.46 Lac |
With easy availability of home loan in Pune at cheaper rates, one can now accomplish his dream of having a home of his own. A large number of banks and financial institutions are ready to lend you sufficient amount for buying a property.
Most of the areas under Central Pune consist of premium property whereas Undri, Kondhwa, Katraj and areas along the Sinhagad Road and NIBM Road located in South Pune are fast developing to offer apartments, independent houses and luxurious villas. Stamped as a premium property, the price starts from 1crore and goes further for ultra luxury villas.
