Apply for Home Loan in Amritsar online at lowest interest rates 2024. Check Home Loan in Amritsar eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Amritsar
| Interest Rates |
8.65% – 12.00% |
| Processing Fees |
0 to 2.00% of the loan amount + GST |
| Pre Payment Charges |
NIL for floating, Fixed Rates check with Bank |
| Repayment Period |
3 to 30 years |
| Part Payment Facility |
Yes, all bank |
Compare Home Loan Rates in Amritsar 2024
Home Loan Tools in Amritsar
Eligibility Criteria for Home Loans in Amritsar
| Age |
21 – 58 years |
| Income |
1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability |
Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan |
Brother, Mother, Father, Spouse |
| Loan amount |
2 lakh to 50 crore |
Home Loan EMI Calculator Amritsar
Checklist of Documents for Home Loan in Amritsar
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
Major Home Loan Provider Banks Branch List in Amritsar
✔ Axis Bank: 29, Kennedy Avenue, Court Road,, Amritsar, Punjab 143001
✔ ICICI Bank: B – Block, Ranjit Avenue, Amritsar, Punjab 143001
✔ ICICI Bank: Mall Road, M.C International, Amritsar, Punjab 143001
✔ State Bank of India: New Grain Market, Dana Mandi, Bhagta Wala Gate, Himatpura, Amritsar, Punjab 143001
✔ Axis Bank: Khasra No. 203/1, Municipal No. 474, GT Road, Amritsar, Punjab 143112
✔ Punjab & Sind Bank: Amritar Kot Mangal Singh, T T Road, T T Road, Amritsar, Punjab 143006
✔ Indusind Bank Limited: The Mall, Amritsar, Punjab 143001
