Apply for Home Loan in Ghaziabad online at lowest interest rates 2024. Check Home Loan in Ghaziabad eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Ghaziabad
| Interest Rates |
8.65% – 9.05% |
| Processing Fees |
0 to 2.00% of the loan amount + GST |
| Pre Payment Charges |
NIL for floating, Fixed Rates check with Bank |
| Repayment Period |
3 to 30 years |
| Part Payment Facility |
Yes, all bank |
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Eligibility Criteria for Home Loans in Ghaziabad
| Age |
21 – 58 years |
| Income |
1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability |
Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan |
Brother, Mother, Father, Spouse |
| Loan amount |
2 lakh to 50 crore |
Home Loan EMI Calculator Ghaziabad
Checklist of Documents for Home Loan in Ghaziabad
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
Major Home Loan Banks Branches in Ghaziabad
✔ Axis Bank: BG-1, BF-1, Aditya City Centre, Plot No. 3, Vaibhav Khand, Indirapuram, Ghaziabad, Uttar Pradesh 201012
✔ State Bank Of India: Yashoda Marg, Sector 4, Vaishali, Ghaziabad, Uttar Pradesh 201010
✔ State Bank of Hyderabad: Kala Pathar Marg, Indirapuram, Ghaziabad, Uttar Pradesh 201014
✔ South Indian Bank: Nyay Khand I, Indirapuram, Ghaziabad, Uttar Pradesh 201014
✔ Corporation Bank: Kaushambi, Ghaziabad, Uttar Pradesh 201012
✔ ICICI Bank: Ashok Marg, Block 15, Sector 10, Raj Nagar, Ghaziabad, Uttar Pradesh 201002
✔ Allahabad Bank: Near Post Office, Old Munsfi Rd, Navyug Market, Naya Ganj, Ghaziabad, Uttar Pradesh 201001
About Ghaziabad:
Ghaziabad Information includes all aspects of facts and figures on Ghaziabad. Ghaziabad is an Industrial, located in Uttar Pradesh, India. The city is famous because of its manufacturing hub. It is located to the east of New Delhi, the capital of India. The corporate scenario in this place is fast advancing. Ghaziabad holds a very important place in terms of railway junction. The railway routes from Ghaziabad diverge to many other neighboring cities and towns. Also, the Great Grand Trunk Road connects Ghaziabad to many other places of India. Though Ghaziabad is an important city, it does not have an airport but this is not a problem. This is because the Indira Gandhi International Airport serves as the substitute.
