Apply for Home Loan in Himachal Pradesh online at lowest interest rates 2024. Check Home Loan in Himachal Pradesh eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Himachal Pradesh
| Interest Rates |
8.65% – 12.00% |
| Processing Fees |
0 to 2.00% of the loan amount + GST |
| Pre Payment Charges |
NIL for floating, Fixed Rates check with Bank |
| Repayment Period |
3 to 30 years |
| Part Payment Facility |
Yes, all bank |
Compare Home Loan Rates in Himachal Pradesh 2024
Home Loan Tools in Himachal Pradesh
Eligibility Criteria for Home Loans in Himachal Pradesh
| Age |
21 – 58 years |
| Income |
1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability |
Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan |
Brother, Mother, Father, Spouse |
| Loan amount |
2 lakh to 50 crore |
Home Loan EMI Calculator Himachal Pradesh
Checklist of Documents for Home Loan in Himachal Pradesh
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
List of Best Home Loan Providers Branch List in Himchal Pradesh:
Punjab National Bank: National Highway 21, Bhojpur, Sundernagar, Himachal Pradesh
VIJAYA BANK: NO 2, Mall Rd, Shimla, Himachal Pradesh 171001
Himachal Pradesh Gramin Bank: NH20, Khaliar, Mandi, Himachal Pradesh 175001
Axis Bank: Cipla Ltd, Village Malpur Upper, PO Bhud, Solan, Nalagarh, Himachal Pradesh 173205
State Bank of India: Neri – Bajnath Rd, Baijnath, Himachal Pradesh 176125
