Home Loan Kerala – Interest Rates 2024, Apply Online
Apply for Home Loan in Kerala online at lowest interest rates 2024. Check Home Loan in Kerala eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Kerala
| Interest Rates | 8.65% – 12.00% |
| Processing Fees | 0 to 2.00% of the loan amount + GST |
| Pre Payment Charges | NIL for floating, Fixed Rates check with Bank |
| Repayment Period | 3 to 30 years |
| Part Payment Facility | Yes, all bank |
Compare Home Loan Rates in Kerala 2024
| SBI Home Loan | 8.70 – 9.40% |
| HDFC Ltd | 8.65 – 9.85% |
| ICICI Bank | 8.75 – 9.80% |
| LIC Housing Finance | 8.65 – 10.25% |
| PNB Housing | 8.75 – 11.70% |
| Kotak Bank | 8.49 – 9.10% |
| Bank of Baroda | 8.60 – 10.30% |
| Canara Bank | 8.60 – 10.80% |
| Aadhar Home loan | N.A |
Home Loan Tools in Kerala
- Home Loan Interest Rates 2024
- Home Loan EMI Calculator
- Home Loan Eligibility Calculator
- Home Loan Balance Transfer Calculator
- NRI Home Loans
Eligibility Criteria for Home Loans in Kerala
| Age | 21 – 58 years |
| Income | 1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability | Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan | Brother, Mother, Father, Spouse |
| Loan amount | 2 lakh to 50 crore |
Home Loan EMI Calculator Kerala
|
|
Checklist of Documents for Home Loan in Kerala
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
About Kerala:
Kerala, regionally referred to as Keralam, is a state in the south-west region of India on the Malabar coast. It was formed on 1 November 1956 as per the States Reorganisation Act by combining various Malayalam-speaking regions.
Availability of capital resources (public finance and institutional finance) has also been discussed at length, because affordable finance acts as a spur to the development of an economy. Inflationary pressures, especially in food, fuel and housing can be highly detrimental to welfare of the people. The importance of systematic planning and careful monitoring of its implementation is also critical for the development of the country. Some of these issues are dealt with in this chapter.
List of Best Home Loan Providers Branch List in Kerala:
- Kerala Gramin Bank: Vaniyambalam-Thaliyamkund Rd, Vaniyambalam, Kerala 679339
- State Bank of Hyderabad: 5/1561/E2&E3, Malakkal Building, Near Sales Tax Complex, Jawahar Nagar, Sales Tax Office Rd, Nadakkave, Kozhikode, Kerala 673006
- Cooperative Bank: OWN BLDG. NO. VP 3 132, HEAD OFFICE ,, VAZHATOPE ROAD, Vanchikkavala, Cherothony, Kerala 685602
- Indian Bank: LIC Building, SM St, Palayam, Kozhikode, Kerala 673001
- Syndicate Bank: Fort Rd, Thavakkara, Kannur, Kerala 670001
- City Union Bank: RAM-MEENA BLDG, 1848F, 39TH DIVISION, VALANJAMBALAM JUNCTION,, Sahodaran Ayyappan Road, Ernakulam South, Ernakulam, Kerala 682016
