Home Loan Noida – Interest Rates 2024, EMI, Apply
Apply for Home Loan in Noida online at lowest interest rates 2024. Check Home Loan in Noida eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Noida
| Interest Rates | 8.65% – 12.00% |
| Processing Fees | 0 to 2.00% of the loan amount + GST |
| Pre Payment Charges | NIL for floating, Fixed Rates check with Bank |
| Repayment Period | 3 to 30 years |
| Part Payment Facility | Yes, all bank |
Compare Home Loan Rates in Noida 2024
| SBI Home Loan | 8.70 – 9.40% |
| HDFC Ltd | 8.65 – 9.85% |
| ICICI Bank | 8.75 – 9.80% |
| LIC Housing Finance | 8.65 – 10.25% |
| PNB Housing | 8.75 – 11.70% |
| Kotak Bank | 8.49 – 9.10% |
| Bank of Baroda | 8.60 – 10.30% |
| Canara Bank | 8.60 – 10.80% |
| Aadhar Home loan | N.A |
Home Loan Tools in Noida
- Home Loan Interest Rates 2024
- Home Loan EMI Calculator
- Home Loan Eligibility Calculator
- Home Loan Balance Transfer Calculator
- NRI Home Loans
Eligibility Criteria for Home Loans in Noida
| Age | 21 – 58 years |
| Income | 1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability | Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan | Brother, Mother, Father, Spouse |
| Loan amount | 2 lakh to 50 crore |
Home Loan EMI Calculator Noida
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Checklist of Documents for Home Loan in Noida
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
The populous status of Delhi has paved the way for people to shift the focus towards Noida. Being an IT hub and a center for BPOs Noida has attracted a vast majority of IT professionals and entrepreneurs. The huge relocation of people from all segments to Noida impacted the real estate price positively.
The large number of players in real sector has resulted huge inventory of housing units and stagnation of prices.
The fast growing locations like Noida Expressway, Greater Noida have attained a premium choice among both categories – investors and real buyers. A prudent customer can take advantage of this situation and go for a home loan.
A significant growth has been registered in the home loan market of India. The driving force behind this growth is home loan interest rate, income tax rebate and flexibility of payment. The domestic loan market is expected to touch Rs 21,980.6 billion by 2016 at a CAGR of 18.7 per cent. Among loans, home loan holds the largest share in the market.
List of Best Properties, Builders, Location and Housing Projects in Noida to Buy:
| S.No | Project Name | Builder Name | Location Address | Price |
| 1 | Gaur city 2, 12th avenue | Gaur Projects | Noida, Extension | Starts from Rs.33.82 lacs |
| 2 | RG Pride | RG Group | Noida Extension | Starts from Rs.30 lacs |
| 3 | Romano Sector 118 | Supertech Pvt ltd | Sector-118, Noida | Starting Price: Rs. 44.34 Lacs |
| 4 | Ace Golfshire | ACE | Sector-150, Noida | Starting Price: Rs. 53.9 Lakh |
| 5 | Mahagun Marvella | Mahagun Developers | Sector – 78, Noida | Starting from Rs.4 crore |
| 6 | Elegent Ville | Elegent | Greater Noida West | Price Starts from Rs.46 lacs |
| 7 | Floraville | Paramount | Sector-137, Noida | Starting Price: Rs. 48.55 Lakh* |
| 8 | The Aranya | Unnati | Sec 119, Noida | Starting Price: Rs. 36.61 Lakh* |
| 9 | RG Residency | Sector 120, Noida | Price Starts From: Rs. 32.45 Onwards* | |
| 10 | Panchsheel Greens | Panchsheel | Noida Extension | Price Starts from Rs.28 lacs |
Major Home Loan Provider Banks Branch List in Noida
Union Bank Of India: D27,administrative block, Sector 6,NEAR NOIDA AUTHORITY OFFICE, Noida, Uttar Pradesh 201301
Canara Bank: C-3, Sector 1, Noida, Uttar Pradesh 201301
Punjab National Bank: PNB NOIDA CIRCLE OFFICE, C-13, 3rd Floor, Block C, Sector 1, Noida, Uttar Pradesh 201301
UCO Bank: G1, G-25A, Rajnigandha Underpass, Block G, Sector 3, Noida, Uttar Pradesh 201301
Axis Bank: Ground Floor and Basement, Plot No. 4 &5, B1A, Sector -51, Gautam Buddha Nagar, Noida, Uttar Pradesh 201301
Central Bank of India: Sector 15A, Noida, Uttar Pradesh 201301
Bank Of Maharashtra: Arcade Phoja market , behind Vinayak Hospital,, Sector 27, Noida, Uttar Pradesh 201301
Indian Bank: A12/A, NEAR MOTHER DAIRY GROUND, Captain Vijyant Thapar Marg, Sector 19, Noida, Uttar Pradesh 201301
