Apply for Home Loan in Ooty online at lowest interest rates 2024. Check Home Loan in Ooty eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Ooty
| Interest Rates |
8.65% – 12.00% |
| Processing Fees |
0 to 2.00% of the loan amount + GST |
| Pre Payment Charges |
NIL for floating, Fixed Rates check with Bank |
| Repayment Period |
3 to 30 years |
| Part Payment Facility |
Yes, all bank |
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Home Loan Tools in Ooty
Eligibility Criteria for Home Loans in Ooty
| Age |
21 – 58 years |
| Income |
1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability |
Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan |
Brother, Mother, Father, Spouse |
| Loan amount |
2 lakh to 50 crore |
Home Loan EMI Calculator Ooty
Checklist of Documents for Home Loan in Ooty
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
About Ooty:
Udhagamandalam, sometimes abbreviated Udhagai and better known as Ooty, is a town, a municipality, and the district capital of the Nilgiris district in the Indian state of Tamil Nadu. It is located 80 km north of Coimbatore.
List of Best Home Loan Providers in Ooty:
Canara Bank – Yellanalli, Ketti, Ooty, Tamilnadu, India -2443924
Canara Bank – Commercial Road, Ooty, Tamilnadu, India -2444087, 2443633
Central Bank of India – Charring Cross, Ooty, Tamilnadu, India -2444077
Central Bank of India – Kelso Road, Charring Cross, Ooty, Tamilnadu, India -2444845
Central CO-OP Bank – Charring Cross, Ooty, Tamilnadu, India -2441254
Indian Bank – Ooty, Tamilnadu, India – 2443903
Indian Bank – Commercial Road, Ooty, Tamilnadu, India – 2444080
Indian Overseas Bank – JSS. College Extn.counter, Rock Land Ooty, Tamilnadu, India – 2444096
Indian Overseas Bank – Commercial Road, Ooty, Tamilnadu, India – 2444101
State Bank of India – Ooty, Tamilnadu, India – 2443940
State Bank of India – LoveDale,Ooty, Tamilnadu, India – 2443994
State Bank of India – Ooty, Tamilnadu, India – 2444099
State Bank of India – Kavitha Nilayam, SB Lane, Ooty, Tamilnadu, India – 2444393
State Bank of India – Hospital Road, Ooty, Tamilnadu, India – 2446827, 2452390
State Bank of India – Officers Transit house hadfield Road, Ooty, India – 2449001
State Bank of India – Lawerence School Compus, LoveDale, Ooty, Tamilnadu, India – 2452814, 2452815
State Bank of India – Commissioner Road, Ooty, Tamilnadu, India – 2447477
State Bank of India – Ketti Valley, Ooty, Tamilnadu, India – 2443865
State Bank of India – Indunagar, Ooty, Tamilnadu, India – 2444094
State Bank of Travancore – Commercial Road, Ooty, Tamilnadu, India – 2441773
