Apply for Home Loan in Srinagar online at lowest interest rates 2024. Check Home Loan in Srinagar eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Srinagar
| Interest Rates |
8.65% – 12.00% |
| Processing Fees |
0 to 2.00% of the loan amount + GST |
| Pre Payment Charges |
NIL for floating, Fixed Rates check with Bank |
| Repayment Period |
3 to 30 years |
| Part Payment Facility |
Yes, all bank |
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Home Loan Tools in Srinagar
Eligibility Criteria for Home Loans in Srinagar
| Age |
21 – 58 years |
| Income |
1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability |
Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan |
Brother, Mother, Father, Spouse |
| Loan amount |
2 lakh to 50 crore |
Home Loan EMI Calculator Srinagar
Checklist of Documents for Home Loan in Srinagar
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
About Srinagar:
Srinagar is the summer capital of the Indian state of Jammu and Kashmir. It lies in the Kashmir Valley, on the banks of the Jhelum River, a tributary of the Indus. The city is famous for its gardens, lakes and houseboats.
Srinagar district is situated in the centre of Kashmir Valley, is surrounded by five districts.In the north it is flanked by Kargil and Ganderbal in the South by Pulwama,in the north-west by Budgam. The capital city of Srinagar,is located 1585 metres above sea level.The district with a population of around 12.70 Lacs souls(2011- census), is sperad over an area of 294 Sq.Kms.It comprises two tehsils/ towns viz Srinagar North and Srinagar South, one block (Srinagar), besides 136 Revenue villages.
List of Best Home Loan Providers Branch List in Srinagar:
The Jammu and Kashmir Bank: Kani Kadal, Srinagar, Jammu and Kashmir 190010
HDFC Bank: Residency Road, Regal Chowk, Rajbagh, Srinagar, Jammu and Kashmir 190006
ICICI Bank: Residency Road, Regal Chowk, Munshi Bagh, Srinagar, Jammu and Kashmir 190001
Punjab National Bank: Jehangir Chowk, Srinagar, Jammu and Kashmir 190001
Punjab National Bank: Balgarden, Srinagar, Jammu and Kashmir 190010
J & K Bank: Alamgari Bazar, Srinagar, Jammu and Kashmir 190002
