Home Loan Surat – Interest Rates 2024, Apply
Apply for Home Loan in Surat online at lowest interest rates 2024. Check Home Loan in Surat eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Surat
| Interest Rates | 8.65% – 9.00% |
| Processing Fees | 0 to 2.00% of the loan amount + GST |
| Pre Payment Charges | NIL for floating, Fixed Rates check with Bank |
| Repayment Period | 3 to 30 years |
| Part Payment Facility | Yes, all bank |
Compare Home Loan Rates in Surat 2024
| SBI Home Loan | 8.70 – 9.40% |
| HDFC Ltd | 8.65 – 9.85% |
| ICICI Bank | 8.75 – 9.80% |
| LIC Housing Finance | 8.65 – 10.25% |
| PNB Housing | 8.75 – 11.70% |
| Kotak Bank | 8.49 – 9.10% |
| Bank of Baroda | 8.60 – 10.30% |
| Canara Bank | 8.60 – 10.80% |
| Aadhar Home loan | N.A |
Home Loan Tools in Surat
- Home Loan Interest Rates 2024
- Home Loan EMI Calculator
- Home Loan Eligibility Calculator
- Home Loan Balance Transfer Calculator
- NRI Home Loans
Eligibility Criteria for Home Loans in Surat
| Age | 21 – 58 years |
| Income | 1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability | Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan | Brother, Mother, Father, Spouse |
| Loan amount | 2 lakh to 50 crore |
Home Loan EMI Calculator Surat
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Checklist of Documents for Home Loan in Surat
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
Although one is free to select property of his choice, but at the same time one must check the name of his property with the directory of bank. By doing this, one can conclude that a particular bank would not pose any problem related with property.
Housing Projects which are approved from Various Banks for Home Loans in Surat:
| Project Name | Builder Name | Location / Address | Price |
| Shagun Villa | Gautam Khnadelwal | VIP Road Vesu , Surat, Gujarat | 68 Lac |
| Vitoria Green | Vitoria Group | Bhesan Road, Nr Botonical Garden, Jahangirabad, Jahangirabad, Surat, Gujarat | On Request |
| Rameshwaram Devbhoomi | KOTADIYA REALITY | Vesu, Vesu, Surat, Gujarat | On Request |
| Duttkrupa Society | Prakruti Bhatt | 26 , Duttkrupa Society , Opp Amroli College, Amroli , Surat 394107, Amroli, Surat, Gujarat | 41 Lac |
| Shiv Campus | Pankaj Agarwal | C-501, Adajan, Surat, Gujarat | 23 Lac |
| Flamingo | Tarun Hemant Property Consultants | Althan Canal Road, Althan, Surat, Gujarat | On Request |
| Rukmany Society, Kadwasa Main Road | Kripashankar Yadav | Dindoli, udhana, Surat, Gujarat | 26 Lac |
| Model Town | Invest Bazaar | Parvat Patia, Parvat Patia, Surat, Gujarat | on Request |
| Shilalekh Complex | Dinesh Chauhan | 25,Gopalpark Soci. Palanpurjakatnaka Surat, Palanpur, Surat, Gujarat | 85 Lac |
| Satyakam Apartments | Chaitali Mukherjee | Majura Gate, Surat, Gujarat | 24 Lac |
| Mahalaxmi Arcade | Rainish Choksi | A2. 202 Mahalaxmi Arcade, Anand Mahal Road, Adajan, Surat, Adajan, Surat, Gujarat | 65 Lac |
| Uma Vihar Society | Kiran | Near Dastan Railway Crossing., bardoli road, Surat, Gujarat | 26.51 Lac |
| Stuti Icon | Chintan | Flat No. 1204 , Palanpur, Palanpur, Surat, Gujarat | 33 Lac |
| Soham Residency | Izarail | lthan, Surat, New City Light, Surat, Gujarat | 29.51 Lac |
Home Loan Banks Branches in Surat
| Bank Name | Surat |
| Canara Bank | 403/B, Adajan Road, Shantideep Residency, Near Green Avenue Apartment, L P Savani Road, Choriyasi, Choriyasi, LP Savani Rd, Adajan, Guru Ram Pavan Bhumi, Surat, Gujarat 395009 |
| A D S M & CO (EARSTWHILE AXAT DOSHI & CO) | Lalbhai Contractor Complex, Dutch Garden Rd, Navdi Bandar, Nanpura, Surat, Gujarat 395001 |
| Union Bank Of India-Salabatpura Branch | 2238/B, 2239, Salabatpura Main Rd, Pipardi Sheri, On Salabatpura Main Rd, Salabatpura, Surat, Gujarat 395003 |
| Union Bank of India | Chatrapati Shivaji Marg, Guru Ram Pavan Bhumi, Surat, Gujarat |
| Standard Chartered Bank | Surat – Dumas Rd, City Light Town, Surat, Gujarat 394001 |
| Dhanlaxmi Corporation | 34/35, Bajrang Krupa, Surat, Som Akaji Ni Wadi, Khatodara, Choriyasi, Choriyasi, Surat, Gujarat 395002 |
| Union Bank Of India | Bombay House, Near Indian Oil Petrol Pump, Udhna Main Road, Surat, Gujarat 394210 |
| The Varachha Co-op Bank Ltd., Surat | MOTAVARACHHA BRANCH Abhishek-III Residency,Nr. Sudama Chowk, Mota Varachha–Uttran Road, Mota Varachha, Surat, Gujarat 394101 |
| Personal Loan Surat | Sahaj Super Store, Honey Park Square, Adajan Gam, Surat, Gujarat |
| Life Insurance Surat | Ghod Dod Rd, Athwa, Surat, Gujarat 395007 |
| Union Bank Of India | Silicon Shoppers, G-23, Udhna Main Rd, Udhna, Surat, Gujarat 394210 |
| Dhanlaxmi Bank | Ground Floor, Twin Towers, Opposite Shrinath Towers, Sahara Darwaja, Ring Road, SURAT, Sahara Darwaja, Varachha, Surat, Gujarat 395006 |
| Dena Bank | Aam Khaas Rd, Begampura, Surat, Gujarat |
| Centrum Finance Limited | G-12, Jainidhi Sutariya Complex, Nanpura, Opposite Old Court Building, Nanpura, Surat, Gujarat 395001 |
| Union Bank of India | Vyara, Gujarat 394650 |
About Surat:
Surat is the 2nd largest city in Gujarat and 9th largest in India. Surat is at the heart of India’s thriving diamond-polishing industry, which cut 92% of the world’s diamond pieces and earned India $80,00,000 in exports. Gujarati diamond cutters emigrating from East Africa established the industry Surat-based diamond cutters began exporting stones to the US for the first time. Surat is a major production centre for synthetic textiles in India.
Do you want to pay lowest EMIs for home loan? With a surge in prices of real estate, an upward trend is also marked in home loan disbursement in Surat. Before knocking a bank for home loan, one should be well informed about the various branches located nearest to his place. A host of banks such as Canfin Homes, HDFC Bank, LIC Housing Finance State bank of India have branches in all over city. Discretion of own is required at this time.
