Home Loan Vadodara – Interest Rates 2024, Apply

Apply for Home Loan in Vadodara online at lowest interest rates 2024. Check Home Loan in Vadodara eligibility criteria, list of documents and bank branches only at Deal4loans.

Highlights on Home Loans in Vadodara

Interest Rates 8.65% – 9.00%
Processing Fees 0 to 2.00% of the loan amount + GST
Pre Payment Charges NIL for floating, Fixed Rates check with Bank
Repayment Period 3 to 30 years
Part Payment Facility Yes, all bank

Compare Home Loan Rates in Vadodara 2024

SBI Home Loan 8.70 – 9.40%
HDFC Ltd 8.65 – 9.85%
ICICI Bank 8.75 – 9.80%
LIC Housing Finance 8.65 – 10.25%
PNB Housing 8.75 – 11.70%
Kotak Bank 8.49 – 9.10%
Bank of Baroda 8.60 – 10.30%
Canara Bank 8.60 – 10.80%
Aadhar Home loan N.A

Home Loan Tools in Vadodara

Eligibility Criteria for Home Loans in Vadodara

Age 21 – 58 years
Income 1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed
Job Stability Minimum 2 Years for salaried, 3 years for self employed
Eligible for Joint Home Loan Brother, Mother, Father, Spouse
Loan amount 2 lakh to 50 crore

Home Loan EMI Calculator Vadodara

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

Checklist of Documents for Home Loan in Vadodara

  • List of papers / documents applicable to all applicants:
  • Completed Home loan application
  • 3 passport size photographs (including those affixed in loan application)
  • Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
  • Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
  • Proof business address, in case of non- salaried borrowers
  • Statement of bank account for the last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities Statements in Bank’s standard format.
  • Brief write up of securities charged in respect of other loans availed from our Bank/other
  • Banks/ Auto & Housing Loan Companies /other sources.

 

If You’re Income is Low or Not Eligible for Home Loan in Vadodara?
If Your income is low or below 8000 per month so you can club your another family members income to get home loan from any Bank. It also helps to get more & more loan amount from bank and Increase your eligibility.

Looking for Name of Banks who provides home loans in Vadodara?

SBI Bank, ICICI Bank, HDFC Ltd, Axis Bank, PNB, Bank of Maharashtra, Bank of India, Bank of Baroda and Many more….

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Top Banks for Home Loans in India
Banks Interest Rates
SBI 8.60% - 9.65%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
LIC Housing Finance8.50% - 10.50%
PNB Housing 8.50% - 10.95%
Axis Bank 8.75% - 9.15%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90 %- 11.25%
Aadhar Home loan N.A