ICICI Bank Balance Transfer Home Loan – Interest Rates, Documents
Balance Transfer home loan by ICICI Bank – Compare Interest Rates & Apply online.
Worried over heavy interest burden weighing you down?
Transfer your outstanding loan easily with ICICI Home Finance Balance Transfer facility. This is a facility offering you a choice to transfer the outstanding balance of the loan availed from other banks/ Financial institutions for more favourable terms & conditions.
| Interest Rate | 8.60% – 9.45% |
| Processing Fees | 0.50% + Tax |
| Loan Tenure | 3 year to 30 years |
| Guarantor Requirement | No Guarantor Required |
You can also increase the loan amount through a Top-Up Loan.
Balance Transfer can be availed by resident Indians, whether salaried or self-employed.
Click here to Apply for Balance Transfer Home Loan
Documents required for the Sanctioning of Home Loan
| Salaried Customers | Self Employed Professionals | Self Employed Non Professional |
| Application form with photograph duly signed by all applicants | Application form with photograph duly signed by all applicants | Application form with photograph duly signed by all applicants |
| Identity, residence and age proof | Identity, residence and age proof | Identity, residence and age proof |
| Last 3 months Salary-slips | Education qualification certificate and proof of business existence | Proof of business existence |
| Form 16 / Income Tax Returns | Last 3 years Income Tax Returns with computation of Income | Business profile |
| Last 6 months bank statements | Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account | Last 3 years Income Tax Returns with computation of Income |
| Last 3 years CA Certified/ Audited Balance Sheet and Profit and Loss Account | ||
| Processing fee cheque | Last 6 months bank statements | Last 6 months bank statements (self and business) |
| Processing fee cheque | Processing fee cheque |
