ICICI Home loan Goa – Interest Rates, EMI, Branch
Find best interest rates on ICICI bank home loans in Goa. Get instant quotes on EMI, Documents, Eligibility, Processing charges & other charges online. Building your own home is special. As one of the leading home loan providers, ICICI Bank Home Loans is here to help you lay the foundation for your dream home.
With the experience of sharing the dream of millions of our customers, we offer you the most convenient housing loan plans to suit your needs.
ICICI Home Loan Interest Rates Feb 2024
| Interest Rates | 9.00% - 10.05% |
| Processing Fees | 2999+GST for CIBIL Score above 700, .50% + GST for Score below 700 |
| Pre payment Charges | Nil |
| Loan Amount | upto 90% of market value |
| Lowest EMI | Rs.805 per lakh |
| Min. Income | Rs.18000/- p.m |
| Loan Repayment | 1 to 30 years |
| Special Rates - Home Loan, Balance Transfer, Top on Balance Transfer | |||||
| Salaried** | |||||
| Upto 35 Lakh | 9.25% - 9.65% | ||||
| > 35 Lakh <=75 Lakh | 9.50% - 9.80% | ||||
| >75 Lakh | 9.60% - 9.90% | ||||
| Self-Employed** | |||||
| Upto 35 Lakh | 9.40% - 9.80% | ||||
| > 35 Lakh <=75 Lakh | 9.65% - 9.95% | ||||
| >75 Lakh | 9.75% - 10.05% | ||||
ICICI Bank Home Loan in Goa
Home loans by ICICI come with higher eligibility and lower EMIs at attractive home loan interest rates. Apply now for an ICICI Bank home loan and fulfill the dream of owning your dream home.
ICICI Home Loan Eligibility Criteria Goa
- Applicants must be at least 21 years old when the loan is sanctioned.
- The entire loan must be repaid at or before the age of 65 years.
- Applicant must be self-employed or salaried with a regular income source.
- The co-applicant’s age must be at least 18 years.
Pradhan Mantri Awas Yojana By ICICI Bank
Under the housing for all by scheme (Pradhan Mantri Awas Yojana), interest subsidy can be availed by the customers belonging to MIG (Middle Income Group), LIG (Lower Income Group) and EWS (Economically Weaker Section) for improvement, extension, construction and purchase of houses.
Features of PMAY Schemes:
- In case of MIG categories, the beneficiary family’s Aadhaar numbers are mandatory.
- The interest subsidy benefit can be availed on the outstanding principal.
- The subsidy can be availed for maximum tenure of 20 years or the tenure availed by the customer, whichever is lower.
- No cap is there on the property’s cost or the amount of loan.
- The NPV or Net Present Value of the subsidy is calculated at a discounted rate of 9%.
- Any additional loan above the specified cap, will come with a non-subsidized rate.
Home Loan By Top Banks in Goa
Home Loan Amount:
The home loan amount depends on your repayment capability and is restricted to maximum of 80% (90% in certain scenarios) of the value of property as applicable for home loan upto Rs. 7.5 million and maximum of 75% of the value of property as applicable for home loan above Rs. 7.5 million.
Tenor/Repayment period:
Maximum tenure of your home loan can be 20 years. However, in case of salaried customers it is capped at retirement age.
Eligibility Required for Home Loan in Goa:
Every customer’s eligibility is different. Access your eligibility with our simple calculator. To know more Home Loan Eligibility.
Branches of ICICI Bank In Goa:
Address: Sesa Ghor, Shops No 2 & 3, Ground Floor, Patto Plaza, Panaji, Goa 403001
Address: Swami Vivekanand Road, 65 Sindur Business Centre, Panaji, Goa 403001
Address: Cross Road Avenue,, Behind Goa Bottling Factory, Margao, Goa 403602
Address: Panandiker Chambers, 2nd Floor, Minguel Loyola Furtado Rd, Margao, Goa 403601
Address: Opposite Mapusa Police Station Mapusa No. – 12/13/14 Garden Centre Phase 2, Mapusa, Goa 403507
Address: Ground floor, Shanta Building, Near, 18th June Rd, St. Inez, circle, Panaji, Goa 403001
Address: Shop no.5, Dourado House, Dona Paula Road, Caranzalem, Goa 403002
Address: Plot No. 157/1, Hotel Mardol, NH 66, opp. Verna Industrial Estate, Verna, Goa 403722
Address: 77-Rosemin Arcade, Martires Dias Road, Aquem Alto, near Cine Vishant, Margao, Goa 403601
Address: Shop No 14, Unique Arcade, Camotim Ward, Tinto, Candolim Market, Candolim, Goa 403515
Address: Pereira Chambers, ICICI Bank Ltd., Shop No. 19 & 20, The Citadel Hotel, Fr José Vaz Rd, Vasco da Gama, Goa 403802
