ICICI Home loans Thane – Interest Rates, EMI, Branch
Find best interest rates on ICICI bank home loans in Thane. Get instant quotes on EMI, Documents, Eligibility, Processing charges & other charges online. Building your own home is special. As one of the leading home loan providers, ICICI Bank Home Loans is here to help you lay the foundation for your dream home.
With the experience of sharing the dream of millions of our customers, we offer you the most convenient housing loan plans to suit your needs.
ICICI Bank Home Loan Details in Thane
| Interest Rate | 8.60% – 9.45% |
| Processing Fees | 0.50% + Tax |
| Loan Tenure | 3 year to 30 years |
| Guarantor Requirement | No Guarantor Required |
ICICI Bank Home Loan in Thane
Home loans by ICICI come with higher eligibility and lower EMIs at attractive home loan interest rates. Apply now for an ICICI Bank home loan and fulfill the dream of owning your dream home.
ICICI Home Loan Eligibility Criteria Thane
- Applicants must be at least 21 years old when the loan is sanctioned.
- The entire loan must be repaid at or before the age of 65 years.
- Applicant must be self-employed or salaried with a regular income source.
- The co-applicant’s age must be at least 18 years.
Pradhan Mantri Awas Yojana By ICICI Bank
Under the housing for all by 2022 scheme (Pradhan Mantri Awas Yojana), interest subsidy can be availed by the customers belonging to MIG (Middle Income Group), LIG (Lower Income Group) and EWS (Economically Weaker Section) for improvement, extension, construction and purchase of houses.
Features of PMAY Schemes:
- In case of MIG categories, the beneficiary family’s Aadhaar numbers are mandatory.
- The interest subsidy benefit can be availed on the outstanding principal.
- The subsidy can be availed for maximum tenure of 20 years or the tenure availed by the customer, whichever is lower.
- No cap is there on the property’s cost or the amount of loan.
- The NPV or Net Present Value of the subsidy is calculated at a discounted rate of 9%.
- Any additional loan above the specified cap, will come with a non-subsidized rate.
Home Loan By Top Banks in Thane
Home Loan Amount:
The home loan amount depends on your repayment capability and is restricted to maximum of 80% (90% in certain scenarios) of the value of property as applicable for home loan upto Rs. 7.5 million and maximum of 75% of the value of property as applicable for home loan above Rs. 7.5 million.
Tenor/Repayment period:
Maximum tenure of your home loan can be 20 years. However, in case of salaried customers it is capped at retirement age.
Eligibility Required for Home Loan in Thane:
Every customer’s eligibility is different. Access your eligibility with our simple calculator. To know more Home Loan Eligibility.
Branches of ICICI Bank In Thane:
Address: Glen Morgan, Ram Maruti Rd, Veer Savarkar Nagar, West, Thane, Maharashtra 400602
Address: Khetan Hall, Sadhu Singh Compound, Opposite Eternity Mall, Thane, Maharashtra 400604
Address: Gokhale Road, Pathare Building, Naupada, near Gaondevi Mandir, Thane, Maharashtra 400602
Address: Ghodbunder Road M. K. Plaza, Kasarvadavali, Thane, 400607
Address: Ghodbunder Road, Suraj House, Near Dongripada Bus Stop, Waghbil Naka, Thane, Maharashtra 400607
Address: S 1, Vedant Commercial Complex, Vartak Nagar, 0, Thane, Maharashtra 400606
Address: Shop No.18 to 21, Ground Floor, B wing Bldg No. F, Sai Thirth Tower, Siddharth Nagar, Kopari, Thane, Maharashtra 400603
Address: Prestige Garden, next to Nitin Castings Ltd., Thane, Maharashtra 400602
Address: VARDHAN TEST TUBE CENTRE, HIRANANDANI MEADOWS-2, Block G 4, 0, Thane, Maharashtra 400607
Address: Main Road, Plot No 39, Road No.23, Wagle Industrial Estate, Thane, Maharashtra 400604
