IndusInd Bank Home Loan – Interest Rates 2024, Documents, Apply Online
IndusInd bank home loan 2022: Get Instant Quotes on Loan amount, EMI, Documents, Interest Rates, Eligibility and advantages of Housing loan schemes of INDUSIND BANK by deal4loans.
IndusInd bank has tied up with HDFC Ltd. to bring best-in-class home loan services to its customers. Zero hassle, transparent service and an exhaustive list of products which enables every individual to apply for a home loan through us with HDFC Ltd.
IndusInd bank offers doorstep service & home loans specialists who help you in the home loan process with timely intervention to make your home purchase a delight!!!
Features and benefits of IndusInd Home Loan- Features & Benefits
- Attractive Interest Rates
- Easy Documentation
- Fast Processing
- Transparent Dealings
- Calculate your emi at Indusind Bank Home Loan EMI Calculator
Housing loan is extended for the purpose of
- Purchase of land and construction of a residential property
- Purchase of New Flat / House
- Purchase of old house / flat along with undivided share of land
- Extension/ modification of existing house / flat
- Loan against property (Residential property)
- Balance takeover from banks/HFC
What are the Eligibility criteria for Apply IndusInd Home Loan
Maximum loan – 80% of the cost of the property (including the cost of the land) and based on the repayment capacity of the customer.
Maximum Term – (1) 20 years subject to your retirement age. (2) Applicant and Co- Applicant to the loan
Home Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be co-owners.
Adjustable Rate Home Loan
Loan under Adjustable Rate is linked to HDFC’s Retail Prime Lending Rate (RPLR). The rate on your loan will be revised every three months from the date of first disbursement, if there is a change in RPLR, the interest rate on your loan may change. However, the EMI on the home loan disbursed will not change*. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice-verse when the interest rate decreases
Which Documents you have to give to get IndusInd Home Loans
|
Salaried Individual |
Self Employed |
| Personal Documents in all cases ✓ 1 photo each for applicant and the co-applicant. ID proof: Copy of Passport, PAN card, driving License, Voter’s ID. Current address proof: Copy of Passport, Driving License, Electricity/telephone bill, Bank a/c statement. Copy of PAN card. ✓ 3 months salary slip ✓ Latest From-16 ✓ Latest IT returns ✓ Appointment letter/increment letter ✓ Bank statement from salary account showing salary credits for last 6 months. ✓ Other bank a/c statements for last 6 months ✓ Details of EMI for any other loan |
Proprietorship firms: ✓ IT returns for last three years with P&L a/c and balance sheet. ✓ Audit report if the firm is subject to audit ✓ 6 months bank a/c statement for firm ✓ 6 months bank a/c statement of the proprietor. ✓ Business profile. |
Documents Requirement for Companies
|
Partnership firm: |
Private Limited Firm: |
| ✓ IT returns for last three years with P&L a/c and balance sheet in the name of firm.✓ IT returns of the partners for last three years. ✓ Partnership deed. ✓ Audit report if the firm is subject to audit ✓ 6 months bank a/c statement for firm ✓ 6 months bank a/c statement of the partners. ✓ Business profile on firm’s letterhead |
✓ IT returns for last three years with P&L a/c and balance sheet in the name of firm ✓ IT returns and Form-16 of the individual directors for last three years. ✓ Memorandum and the articles of association of the firm. ✓ Audit report if the firm is subject to audit ✓ 6 months bank a/c statement for firm ✓ 6 months bank a/c statement of the individual directors. ✓ Business profile on firm’s letterhead ✓ Copy of firm’s PAN card |
What are the Additional personal docs have to submit in case of NRIs:
✓ Copy of Passport and Visa.
✓ Copy of valid work permit (if applicable).
✓ Copy of appointment contract.
✓ Credit report from recognized credit agency of that country,
✓ Copy of NRE/NRO bank statements for last 6 months.
Home Loans at the sole discretion of HDFC ltd Home Loan.
List of cities where you can avail Indusind Bank home Loan in India:
| 1 | SECTOR 20D, CHANDIGARH – IndusInd Bank Ltd Ground, First and Second Floor, SCO No 1, Sector 20 D, Chandigarh – 160020, Chandigarh |
| 2 | Indusind Bank Ltd, Ground Floor, SCO No 46, Pocket 1, Manimajra, Chandigarh – 160101 , Chandigarh |
| 3 | SCO No 53-54, Sector 8-C, Madhya Marg Chandigarh – 160 018 , Chandigarh |
| 4 | Indusind Bank Ltd, 21 West Avenue, Punjabi Bagh West, New Delhi – 110 026 , New Delhi |
| 5 | B- 225, Naraina Industrial Area, Phase 1 New Delhi -110028 , New Delhi |
| 6 | Shop No- G-5,G-6,G-7 Skipper House, Building No-62-63, Nehru Place,New Delhi 110 019 , New Delhi |
| 7 | IndusInd Bank Ltd Ground Floor , F – 214, Block- F, Krishna Nagar, New Delhi – 110051, New Delhi |
| 8 | A-4, Lok Vihar,Pitam Pura, New Delhi 110034 , New Delhi |
| 9 | Shop No G-1 Building No5 Capital Exim Centre Local Shopping Centre, near C Lal Chowk Okhla Industrial area, Phase II, New delhi 110020 , New Delhi |
| 10 | S 6, Building No 1819, Oriental House, Gulmohar Community Centre, Yusuf Sarai, New Delhi – 110016 , New Delhi |
| 11 | IndusInd Bank Ltd, Municipal No -43 to 46, Laxmi Niwas Building, Main Road- Chandni Chowk, Delhi 110 006 , New Delhi |
| 12 | Indusind Bank Ltd, 188, Keltron Chambers, Arya Samaj Road, Karol Bagh New Delhi – 110 005,New Delhi |
| 13 | IndusInd Bank Ltd Ground floor, A-17, Block B1, Mohan Co-op Industrial Estate Mathura Road, Delhi , Delhi |
| 14 | IndusInd Bank Ltd, GF-1,2 and 5th,TDI center,Jasola District Center, Jasola, New Delhi 110 025 , New Delhi |
| 15 | IndusInd Bank Ltd Shop GF- G-5ATM FF- F1 to F6,Plot 24,LSC Sachdeva Plaza,Mayur Vihar,Phase II,New Delhi , Delhi |
| 16 | J221, Rajauri Garden, PIN 110027, New Delhi , New Delhi |
| 17 | 1344, Lala Lajapat Rai Marg, Near Ajit Arcade, Kailash Colony, New Delhi – 110048 , New Delhi |
| 18 | Ravissance House, 1st Ring Road, Lajpat Nagar IV – 110 024 , New Delhi |
| 19 | A-276 , Bhishma Pitamah Marg, Defence Colony, New Delhi-110024 , New Delhi |
| 20 | Plot No 2, State Bank Nagar, Pashchim Vihar, New Delhi 110063 , New Delhi |
| 21 | IndusInd Bank Ltd, 59 61, Sonawala Building, Mumbai Samachar Marg, Opp Bombay Stock Exchange Building, Mumbai- 400001 |
| 22 | PDHinduja National Hospital, Veer Savarkar Marg, Mahim – 400 016 |
| 23 | Indusind Bank Ltd, Ground Floor, Hotel Neelkiran building, Plot No 12, Sec 24, Turbhe, Vashi , Navi Mumbai 400705 |
| 24 | IndusInd House, 425, Dadasaheb Bhadkamkar Marg, Mumbai – 400 004 |
| 25 | IndusInd Bank Ltd Shop No1 and 2 Ground Floor Shop no 5, 66A6Bfirst Floor 290, Narsi Natha Street, Masjid Bunder Mumbai-400009 |
| 26 | ACME Plaza, CTS NO 32, Andheri-Kurla Road – 400 059 , Maharashtra |
| 27 | Indusind Bank Ltd,Old No20, New No58, 1st Avenue, Sastry Nagar, Adyar, Chennai 600020 |
| 28 | No3 Village Road, Nungambakkam High Road, Chennai – 600 034 |
| 29 | IndusInd Bank Ltd Ground Floor,ev Apartments 28A1,Venkateshwara Nagar, 100ft bye pass Road,Velachery, Chennai |
| 30 | 52 Old No32 Swethambar, Bazullah Road, T Nagar, Chennai 600 017 |
| 31 | No 23, Medavakkam Main Road, Madipakkam, Chennai – 600091 |
| 32 | J C House, Grd Flr, Main Building No72, Opp Beach Station, Rajaji Salai, Chennai, Tamil Nadu – 600 001 |
| 33 | No 1 2, Lakshmi Ammal, StAyyavoo Naidu Colony, Aminjikarai, Chennai 600029 |
| 34 | IndusInd Bank Ltd,Ground Floor, Bhagyanagar Complex, H No 12-6-114, Sy No 581, Main Road, Kukatpally, Hyderabad, Andhra Pradesh 500 072 |
| 35 | 6-3-12392 Amar, Raj Bhavan Road, Somajiguda, Hyderabad 500 082 |
| 36 | H No16-11-740-4A1G, Besides Nalanda College, Dilsukh nagar, Gaddiannaram – 500006 , Andhra Pradesh |
| 37 | IndusInd Bank Ltd Ground Floor, D No 7-1-397111 112, Hemalatha Mansion, Main Road, Sanjeev Reddy Nagar SR Nagar, Hyderabad 500 038, Telangana |
| 38 | IndusInd Bank Ltd Ground Floor, Gayatri Arcade, Plot No 5,Tyagarayanagar, 1-19- 6951, AS Rao Nagar, Kapra Municipality, Hyderabad, Telangana , Andhra Pradesh |
| 39 | Sangam Complex, Ground Floor, Off Mirza Ismail Road – 302 006 , Rajasthan |
| 40 | 67-68, 1st Floor, Khandaka Diamond Trade Centre, Johari Bazar, Jaipur 302003 , Rajasthan |
| 41 | IndusInd Bank Ltd Ground Floor Hill Top Plaza,Near Sector-7, OppGol Market, Jawahar Nagar,Jaipur |
| 42 | 408400, Gowrinarayan, Opp New Jayalakshmi Silk, MG Road, Kochi – 682 035 , Kerala |
| 43 | IndusInd Bank Ltd Ground Floor, Door no 321169 A1JJ Building Civil Lines Road, Palarivattom, Dist Ernakulum, Kochi 682025 |
| 44 | IndusInd Bank Ltd, 13, Elgin Road, Kolkata, West Bengal 700020 , West Bengal |
| 45 | Savitri Towers, 3A, Kolkata – 700 016 , West Bengal |
| 46 | Indusind Bank LtdGround Floor, Regent Super Market, Diamond Harbour Rd, Amtala, POKannyanagar, DistSouth 24 Parganas, West Bengal – 743398 , West Bengal |
| 47 | Dhandania House, 203 C R Avenue 1st Floor, Kolkata – 700006 , West Bengal |
| 48 | Ground Floor, Megacity Chambers, 1 India Exchange Place, Kolkata – 700 001 , West Bengal |
| 49 | IndusInd Bank Ltd, Ground First Floor,Patel Heritage, Shop 54 55, Sector – 7,Plot No 15 17, Kharghar, Navi Mumbai 410 210 , Maharashtra |
| 50 | IndusInd Bank Ltd Unit NosG-1, G-2, G-15 and G-16, Sai Corporate Gat No 1209 Pune – Nashik Road Chakan – 410501, Dist Pune, Maharashtra |
| 51 | Grd Flr Nyaneshwari Bldg Survey No 142 A1, Hinjewadi Chowk, Main Road, Hinjewadi – 411 057 , Maharashtra |
| 52 | IndusInd Bank Ltd Ground Floor,OSTWAL HOUSENew Sy 71,Opp Shivar Garden,Mira- Bhayander Road,Mira Road,Thane Dist,Maharashtra |
| 53 | Priyadharshini Aprts, Survey no7, Hissa no 56, Chikan Ghar, Khadakpada road, Kalyan W – 421 301 , Maharashtra |
| 54 | IndusInd Bank Ltd Ground Floor, Shop 1, 2 3, Wing A, Vasundhara CHS, Gladys Alwares Road Vasant Vihar, Thane West – 400610, Maharashtra |
| 55 | No 310, 9th Main,39th Cross, V-BlockJayanagar, Bengaluru – 560041Karnataka , Karnataka |
| 56 | Ground Floor, Anna Complex, 430, Hennagara Gate, Bommasandra Industrial Estate, Hosur Main Road Bangalore – 560 099 |
| 57 | 208B, 80 Ft Main Road, 1st stage, 2nd Block, HBR Layout, Bangalore – 560043 , Karnataka |
| 58 | No 87, Bull Temple Road, Basavagundi – 560 004 , Karnataka |
| 59 | No124,Ganesha Towers, 3rd Main, Margosa Road, Malleshwaram – 560 003 , Karnataka |
| 60 | Indusind Bank Ltd, Anand Surya, No600, 100ft Road, 6th Phase, JP Nagar, Bangalore- 560 078, Karnataka,Karnataka |
