Instant Home Loans | Apply online & Get Approval in 24 Hours

Realise your dream home with Instant Home Loans in India: Best Instant Housing Finance Schemes from SBI, HDFC, ICICI Bank, First Blue, PNB, Axis Bank etc.

Advantages of Instant Approval Home Loans:

  1. Check your Loan Eligibility Online
  2. Apply Online and Get Immediate Provisional Approval
  3. Special Offers on Interest Rates & Processing Fees
  4. Flexible Repayment options
  5. Simplified Documentation
  6. Insurance Options
  7. Loan Amount

Home Loan applications received for rupees ₹ 419,027 crores till 22 December 2024

Compare & Get Instant Home Loan Quotes Online & Check your CIBIL score absolutely FREE.

Loan Amount
Occupation
Annual Income
City
120,17,256 loan quotes taken till now.
Home loan Interest rates starts from 6.90% for women, 6.95% for Others.

Features of Instant Home Loans:

The home loan amount depends on your repayment capability and is restricted to a maximum of 80% of the cost of the property or the cost of construction as applicable.

Tenure
Maximum tenure of your home loan can be 30 years. However, in case of salaried customers it is capped at retirement age.

Check Instant Eligibility for Home Loans

Every customer’s eligibility is different and depends upon the customer’s age, profile and income. The following is the eligibility criteria:

  • You must be at least 21 years of age at the date of sanction of the loan.
  • You must be salaried or self-employed with a regular source of income.
  • Minimum age of co-applicant should be 18 years.
  • You Can Use Eligibility Calculator For Check

How to enhance or Increase your eligibility

  • If your spouse is an earning member, you can make him/ her co-applicant. Their income will be considered to enhance the eligibility.
  • In case of co-owners, they must necessarily be co-applicants.

 

Documents Required For Instant Home loan sanction:
Salaried Customers Self Employed Professional Self Employed Non Professional
Application form with photograph duly signed by all applicants Application form with photograph duly signed by all applicants Application form with photograph duly signed by all applicants
Identity, residence and age proof Identity, residence and age proof Identity, residence and age proof
PAN card copy of the main applicant PAN card copy of the main applicant PAN card copy of the main applicant
Last 3 months Salary-slips Education qualification certificate and proof of business existence Proof of business existence
Form 16 / Income Tax Returns Last 3 years Income Tax Returns with computation of Income Business profile
Last 6 months bank statements Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account Last 3 years Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
Processing fee cheque Last 6 months bank statements Last 6 months bank statements (self and business)
Processing fee cheque Processing fee cheque
Check Free Cibil Score
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Top Banks for Home Loans in India
Banks Interest Rates
SBI 8.60% - 9.65%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
LIC Housing Finance8.50% - 10.50%
PNB Housing 8.50% - 10.95%
Axis Bank 8.75% - 9.15%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90 %- 11.25%
Aadhar Home loan N.A