RBL Home Loan – Interest Rates 2024, Documents, Eligibility

RBL Bank offers the “Easy Home Loan” product which helps you save interest on your home loan and repay your loan faster. Calculate eligibility & EMI with calculator tool online.

RBL Home loans Features:

  • you can fetch upto 5 crore of home loan amount
  • 25 years of maximum repayment period available
  • Quick loan process, basic documentation
  • Easy Home Loan available wherein you can save interest by maintaining balance in a linked account

RBL Bank Home Loan Eligibility

  1. Ratnakar bank offers home loans to all salaried Individuals, self-employed individuals and self-employed professionals who are fulfil all minimum requirements.
  2. Only Indian customers are eligible for home loans. NRI’s are not eligible

Salaried Individuals

  • 1.2 lakh of net income required for salaried persons
  • Minimum age 24 & Maximum of 65 at the time of closing loan.
  • Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.

Self-Employed Individuals and Professionals

  • 1.5 lakh of income required for home loans
  • Age must be in 21 to 65 years

List of Documents Required for RBL Home Loans:

  1. PAN Card – For Individual / Partnership Firm / Company
  2. Identity Proof , Address Proof
  3. Ownership proof of either residence or office either in the name of applicant or jointly with family members
  4. Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
  5. Passport Size 2 Photographs
  6. All central govt id cards are accepted as ID proof

List of major Branches for home loans – Ratnakar Bank

You can avail RBL Home Loan from network of 183 branches across 13 states in India.

City Branch Address
Ahmedabad Viva Complex Branch, Viva Complex, Ellis Bridge, OPP Parimal Garden, Ahmedabad – 380006
Aurangabad Aurangabad Branch, AG Towers, N-3, Plot#303, Cidco Jalna Road, Aurangabad – 431001
Bangalore Koramangala Branch, #631, 3rd Cross, 100 Feet Road, 3rd Block, Koramangala, Bangalore – 560034
Bangalore Gandhinagar Branch, #197, 6th Cross, Gandhinagar, Bangalore – 560097
Bhopal Bhopal Branch, #2, INSIDE Akanksha Complex, Zone-1, MP Nagar, Bhopal 462001
Gurgaon Gurgaon Branch, #2, ABW Tower, Iffco Chowk, Village Sukhrauli, Gurgaon, Haryana – 122001
Chennai Nungambakkam Branch, #1, INSIDE Rashmi Towers, Valluvarkottam High Road, Nungambakkam, Chennai – 600034
Chennai Chennai Branch, #56, INSIDE HMH Plaza, GN Chetty Road, T Nagar, Chennai – 600017
Coimbatore #726, RG Chambers, Avinashi Road, Coimbatore – 641018
Delhi Rajouri Garden Branch, #J-13/52, Rajouri Garden, New Delhi – 110027
Delhi Karol Bagh Branch, #17A/53, Ground Floor, WEA Karol Bagh, Guradwar Road, New Delhi – 110005
Delhi Capital Court Branch, #14-15, DLF Capitol Point, Baba Kharg Singh Marg, New Delhi – 110001
Noida Noida Branch, #P/7, Sector 18, Noida – 201301
Hyderabad Ameerpet Branch, #6-3-865, My Home Jupally, OPP Green Park, Green Lands, Ameerpet, Hyderabad – 500038
Bhiwadi Bhiwadi-Bhagat Singh Colony Branch, #A/4, Ground Floor, Bhagat Singh Colony, Alwar Bypass Road, Bhiwadi – 301019
Indore Indore Branch, #3, INSIDE The Grace, Kibe Compound, Chhoti, Gwaltoli, Indore – 452001
Agra Ground Floor, Block No: 41/4, Sanjay Place-Shop No.5,6,7,8, And Basement Floor-Shop No.5 & 7, Agra Uttar Pradesh, 282002
Kolhapur Tarabai Park Branch, #6, 7&8, Siddivinayak Apartment, Near Vijayraj Hotel, Tarabai Park, Kolhapur Maharashtra, 416003
Kolkata Brabourne Road Branch, #25, INSIDE Thapar House, 1st Floor, Brabourne Road, Kolkata Kolkata West Bengal, 700001
Kolkata JL Nehru Branch, #57, INSIDE Horizon Building, JL Nehru Road, Kolkata Kolkata West Bengal, 700071
Mumbai Vile Parle E Branch, #6, Ground Floor, Galaxy Arcade, MG Road, Vileparle [E] Mumbai Maharashtra, 400067
Mumbai Juhu Branch, Dure House, Juhu Tara Road,, Mumbai Near JW Marriot Hotel Mumbai Maharashtra, 400059
Mumbai PLOT NO. 399, GOKHALE ROAD SOUTH,, OPP. BMC SCHOOL, DADAR (WEST) Mumbai MAHARASHTRA, 400028
Mumbai Lower Parel W Branch, One Indiabulls Centre, Tower 2, 3Rd Floor, 841 Senapati Bapat Marg, Lower Parel W, Mumbai Maharashtra, 400013
Mumbai Kandivali W Branch, #295, INSIDE Shri Building, Near Mayur Talkies, Shantilal Modi Road, Kandivali (W) Mumbai Maharashtra, 400067
Mumbai Borivali W Branch, #2-6, Shroff Arcade, Near Thakare Hall, Sodawala Lane, Boriwali Mumbai Maharashtra, 400092
Navi Mumbai Vashi Branch, Aarti CHS Building, #29, Sector 2, Vashi, Navi Mumbai Navi Mumbai Maharashtra, 400705
Nagpur Nagpur Branch, #3-4-5, INSIDE Aditya Enclave,, Central Bazar, Ramdaspeth, Nagpur
Nashik Nashik Branch, #1A, Riddhi Park, Tilakwadi Corner, Sharanpur Road, Nasik Maharashtra, 422002
Pune Camp Branch, Ground Floor, 11 Molebina road, Camp Puneá Pune Maharashtra, 411001
Pune Swargate Branch, #No 8,, Vega Centre, Shankarshet Road Pune Maharashtra, 411042
Surat Surat Branch, #4, Twin Tower, Sahara Darwaja, Ring Road, Surat Surat Gujarat, 395003
Udaipur Udaipur Branch , #99, 1st Road, Bhupalpura Verma Circle, OPP Collector Bungalow, Udaipur Udaipur Rajasthan, 313001
Kakinada Kovvada Branch, #1-93, Kovvada Panchayat,, Kakinada Rural Mandal, East Godavari District Kakinada Andhra Pradesh, 533006
Panipat Panipat Branch, #1196/7, Ground Floor, OPP NK Tower, GT Road, Panipat Panipat Haryana, 132103
Hoshangabad Plot No. 34/1, Al Aziz Tower,, Babai Piparya Road, Anand Nagar, Hoshangabad Madhya Pradesh, 110057
Hauz Khas Hauz Khas Branch, #M-6, Hauz Khas, New Delhi New Delhi Delhi, 110016
Moradabad Moradabad Branch, INSIDE Parsvnath Plaza, Neelgiri Commercial, Complex, Delhi Road, Moradabad Moradabad Uttar Pradesh, 244001
Tirupati Tirupati Branch, #87, Motor Workers Colony, Tirupati-Tiruchanur Road, Padmavathipuram Tirupathi Andhra Pradesh, 517502
Tiruchirapalli Sassa Complex,Samayapuram- Manchanallur Main Road,, Vengangudi,Trichy Dist Vengangudi, Tiruchirapalli Tamilnadu, 621112

Available Products of Ratnakar Bank Ltd.

Ratnakar Bank Business Loan
Ratnakar Bank Home Loan
Ratnakar Bank Personal Loan
RBL Loan Against Property
Ratnakar Bank Car Loan
Ratnakar Bank Credit Card
RBL Fixed Deposit Interest Rates
RBL Bank Home Loan EMI Calculator

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