Repco home finance: Interest Rates February 2024, Eligibility
Repco home loan: Get Details on Dream Home Loan Finance Schemes ✔ Eligibility ✔ home loan emi calculator ✔ Documents ✔ Charges online. Loans for the purpose of construction or purchase of a property.
Why to Apply with Repco Home Finance:
✔ Nominal interest rates
✔ Profit of current Year – Rs. 30.24 crore
✔ Good presence in South India
✔ Easy Documentation Process
Repco Home Loan Interest Rates 2024
| Interest Rates | Starts from 9.50% |
| CIBIL Score Check | Rs.100 |
| Processing Fees | 1.00% of loan amount + GST |
Compare Repco Home Finance interest rates with other banks Home Loan Interest Rates in India.
Benefits:
Insure all home loans with property insurance for any loss arising due to calamities such as fire and floods along with personal accident insurance for the borrower.
Available Home Loan Products of Repco Home Finance
| Sr.No | Name of Loan Product | Product Details |
| 1 | Dream Home Loan | Loans for the purpose of construction or purchase of a property. |
| 2 | Home Makeover Loan | Loans for the purpose of repairs, renovation, and / or extension of a property. |
| 3 | Plot Loans | Loans for outright purchase of plots for construction of a house. |
| 4 | Super Loan | Loans for construction (including extensions and additions to existing property) on land owned by borrower’s parents. |
| 5 | Fifty Plus Loan | Loans to persons above 50 years where loan repayments and disbursements are structured around the retirement / pension income stream of the borrowers. |
| 6 | NRI Housing Loan | Loans to non-resident Indians for the construction and purchase of houses in India. |
| 7 | Prosperity Loan | Loans against mortgage of immovable property for such purposes as may be desired by the borrower. |
| 8 | New Horizon Loan | Loans for purchase and / or construction of non-residential and commercial property. |
| 9 | Repco Rural | Loans to Individuals under “Weaker Section” Category in Rural areas for Purchase/Construction/Repairs/ renovation/upgradation of house with loan amount Upto Rs.15.00 Lakh with construction cost/estimate not exceeding Rs.25.00 Lakhs |
| 10 | Repco Advantage | Housing Loan Upto Rs.30.00 lakh @ 9.50% p.a. onwards. Housing Loan Above Rs.30.00 lakh @ 9.50% p.a. onwards |
As required by NHB guidelines, Repco Home Finance Limited is required to have a KYC Policy. The four elements comprising this policy are:
- Customer Acceptance Policy
- Customer Identification Procedure
- Monitoring of transactions
- Risk Management
For the purpose of KYC policy, a ‘Customer’ may be defined as:
a person or entity that maintains an account and/or has a business relationship with the HFC; one on whose behalf the account is maintained (i.e. the beneficial owner); beneficiaries of transactions conducted by professional intermediaries, such as Stock Brokers, Chartered Accountants, Solicitors, etc. as permitted under the law, and any person or entity connected with a financial transaction which can pose significant reputation or other risks to the Company, such as a wire transfer or issue of a high value demand draft as a single transaction.
These guidelines would be applicable to lawyers and valuers empanelled with Repco Home Finance Limited.
Application Form Download
| Download RHFL- Loan Application Form | Download RHFLl-CoApplicant Form |
Latest News About Repco Home Finance:
Repco Home Finance Q2 net up 38% to ₹98 cr.
Repco Home Finance Ltd. (RHFL) standalone net profit for the September quarter rose 38% over the year earlier period to ₹98 crore due to increase in interest income and improvement in asset quality.
Revenue from operations grew to ₹380 crore from ₹314 crore. Net interest income stood at ₹173 crore (₹145 crore). Net interest margin rose to 5.4% from 4.9%, the lender said in a regulatory filing.
Branch Address / Locations of Repco Home Finance:
- Repco home finance have 166+ branches at present in India.
| Branch Name City | Address | Contact Number |
| Hyderabad | 102, M H R House, No. 7-1-621/274, Sanjeeva Reddy Nagar, Hyderabad – 500 038 Telangana | (040) 23811146 |
| Vijayawada | No.29-13-3, Kaleswara Rao Road, Opp. Hotel Anupama, Governor pet Vijayawada – 520 001, Andhra Pradesh | (0866) 2437942 |
| Vishakapatnam | D.no-48-14-44,Anand Towers, Asilmetta , Rama Talkies Road, Vishakapatnam – 530 016, Andhra Pradesh | (0891) 2799297 |
| Vadodara | No.302, Sahyog Apartment, Near Arpan Complex, Delux Cross Road, Nizampura, Vadodara – 390 002, Gujarat | 0265 – 2780224 |
| Surat | GF-3 Empire State Building Ring Road, Surat – 395 002, Gujarat | 0261 – 2369505 |
| Ranchi | Samsung Building, VIP Main Road, Bypass, Near Kishoregunj chowk,Above Axis Bank ATM, RANCHI – 834001 JHARKHAND | 0651 2225100 |
| Bangalore | 109, First Floor, A – Wing, Mittal Tower, M.G.Road, Bengaluru – 560 001, Karnataka | (080) 41233109 |
| Trivandrum | 25/1655(6), First floor, Rema Plaza, SS Kovil Road,Thampanoor, Trivandrum – 695001, Kerala | 0471 2333040 |
| Indore | 101, 1st floor, 9/1/2,Khandelwal motors building, Near Yes Bank, MG Road, Indore-452001, Madhya Pradesh | 0731- 2520522 |
| Pune | Office No. 203, Satyabhama Sankul, Second Floor, Near Modi Ganpati, 529 Narayan Peth, Pune 411 030. Maharashtra. | (020) 24431956 |
| Nagpur | Khullar Chambers, 1st floor, Office No.101, Munje Chowk, Sitabuldi, Nagpur – 440 012 Maharashtra. | 0712 – 2540135 |
| Aurangabad | Motiwala Trade Centre, Shop No. B-3, Ground Floor, New Samartha Nagar, Nirala Bazar Aurangabad – 431 001, Maharastra |
0240 – 2354770 |
| Chennai | Alexander Square, Third Floor, Old No : 34/35, New No : 2, Sardar Patel Road, Guindy Chennai – 600 032 | (044) – 42106650 / 42106652 |
| Coimbatore | Indian Red Cross Building, 8/26, Hozur Road, Coimbatore – 641 018. Tamil Nadu | (0422) 2215917 |
| Trichy | No.24, Ram Arcade, B-14 II floor, 11th cross, Main Road, Thillai Nagar, Trichy – 620 008 Tamil Nadu | (0431) 2740874 |
| Kolkata | Second Floor,Subham, Gariahat Road(South), Dhakuria, Kolkata – 700031 West Bengal | 033 24732100 |
