SBI Home Loan Ahmedabad – Interest Rates 2024, Eligibility, Apply Online

Apply for SBI Home Loans in Ahmedabad: ✔ Low EMI ✔ Interest Rates ✔ Eligibility, Documents, Loan amount. Check and Compare Home Loan Eligibility for sbi home loan interest rates in Ahmedabad.

Highlight’s on SBI Home Loan Ahmedabad

Interest Rates 8.50% – 10.15%
Processing Fee sbi home loan fees
Repayment Upto 30 Years
Loan Amount Upto 80% of Property
Foreclosure Charges Nil
Monthly Income Rs.12000 minimum
Lowest EMI per 1 Lakh Rs.769

Major Home Loan Tools available in Ahmedabad

  • Home Loan Interest Rates in Ahmedabad
  • Home Loan EMI Calculator Ahmedabad
  • Home Loan Eligibility Calculator Ahmedabad
  • Home Loan Balance Transfer Calculator Ahmedabad
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  • अधिक जानकारी – एसबीआई होम लोन की ब्याज दरें & SBI Home Loan.

    प्रधानमंत्री आवास योजना

    Eligibility required for State bank housing loan in Ahmedabad

    ✓ Minimum age: 18 years as on the date of sanction
    ✓ Maximum age: 70 years. i.e. the age by which the home loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.
    ✓ Minimum Income Should be Rs.10000 Per Month.

    Loan Amount & factors:
    Actual loan amount will be determined taking into consideration such factors as applicant’s income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. To enhance loan eligibility you have option to add:
    ✓ Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI.
    ✓ Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out.
    ✓ Depreciation, subject to some conditions.
    ✓ Regular income from all sources.

    How Much Loan amount you can get from the bank against the total value of Property:

    Individual Home Loan Amount Margin (Min) LTV Ratio (%)
    Upto Rs. 20 Lacs 10% 90%
    Above Rs. 20 Lacs. and upto Rs. 75 lacs 20% 80%
    Above Rs. 75 lacs 25% 75%

    Repayment period: Maximum 30 years (or) Up to the age of 70 years (the age by which the loan should be fully repaid) of the borrower, whichever is early.

    Moratorium period (Repayment holiday): The moratorium period is included within the maximum repayment period.

    Documents Required for SBI Home loans in Ahmedabad:

    Salaried Self Employed

    Documentation

    1) Application form with photograph
    2) Identity & residence proof
    3) Last 3 months salary slip
    4) Form 16
    5) Last 6 months bank salaried credit statements
    6) Processing fee cheque
    1) Application form with photograph
    2) Identity & residence proof
    3) Education qualifications certificate & proof of business existence
    4) Business profile,
    5) Last 3 years profit/loss & balance sheet
    6) Last 6 months bank statements
    7) Processing fee cheque

    State Bank of India Home Loan Branches in Ahmedabad:

    Branch Branch Code Address Contact
    SISAYA SAB 008935 SISAIYA, UDHAM SINGH NAGAR

    City: UDHAM SINGH NAGAR
    District: AHMEDABAD
    State: GUJARAT

    05948-258208/258263
    BHOJSHWAR PLOT 007876 AHMEDABAD GUJARAT

    City: PORBANDAR
    District: AHMEDABAD
    State: GUJARAT

    0286-2242579, IP:112114
    MORBI 003828 RAJKOT DT.GUJARAT STATE 363641

    City: AHMEDABAD
    District: AHMEDABAD
    State: GUJARAT

    IP 112061, 02822-221404, 231569
    RANPUR 008339 G I B ROAD, DISTT. AHMEDABAD GUJARAT 363610

    City: RANPUR
    District: AHMEDABAD
    State: GUJARAT

    02711-238172, 238189
    SERVICE BRANCH, AHMEDABAD 007748 DIST AHMEDABAD GUJARAT 380014

    City: AHMEDABAD
    District: AHMEDABAD
    State: GUJARAT

    IP:150391/150393 STD:079-27541725/27543284
    AHMEDABAD MAIN 000301 LAL DARWAJA, AHMEDABAD, GUJRAT – 380001

    City: AHMEDABAD
    District: AHMEDABAD
    State: GUJARAT

    079-25506443 IP-150401-150404
    AHMEDABAD MINICIPAL CORPORATION PRECINCT 001698 OPP.DANAPITH FIRE BRIGADE, AHMEDABAD, GUJRAT 380001

    City: AHMEDABAD
    District: AHMEDABAD
    State: GUJARAT

    079-25351600 25351609 079-25357310 (FAX) IP-150536
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