SBI Home Loan Ropar – Interest Rates 2024, Documents, Branch
Apply for SBI Home Loans in Ropar ✔ Low EMI ✔ Interest Rates ✔ Instant apply ✔ Eligibility for loan amount. Check and Compare Home Loan Eligibility for sbi home loan interest rates in Ropar.
Important Details about SBI Home Loan Ropar
| Interest Rates | 8.50% – 10.15% |
| Processing Fee | sbi home loan fees |
| Repayment | Upto 30 Years |
| Loan Amount | Upto 80% of Property |
| Foreclosure Charges | Nil |
| Monthly Income | Rs.12000 minimum |
| Lowest EMI per 1 Lakh | Rs.769 |
अधिक जानकारी – एसबीआई होम लोन की ब्याज दरें & SBI Home Loan.
State Bank of India Housing Loan Branches in Ropar:
- Branch Name: ROPAR – Address: I.I.T. ROPAR, OLD POLYTECHNIC COLLEGE FOR WOMEN, GREEN VIEW ROPAR, ROPAR, | IFSC Code: SBIN0013181
Eligibility required for State bank housing loan:
- Minimum age: 18 years as on the date of sanction
- Maximum age: 70 years. i.e. the age by which the housing loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.
- Eligibility Calculator: You can calculate your eligibility for home loan by using Calculator
Eligibility Loan Amount and factors:
Actual loan amount will be determined taking into consideration such factors as applicant’s income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. To enhance loan eligibility you have option to add:
- Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI.
- Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out.
- Depreciation, subject to some conditions.
- Regular income from all sources.
Documents Required for SBI Home loans in Ropar:
| Salaried | Self Employed |
| 1) Application form with photograph 2) Identity & residence proof 3) Last 3 months salary slip 4) Form 16 5) Last 6 months bank salaried credit statements 6) Processing fee cheque |
1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, 5) Last 3 years profit/loss & balance sheet 6) Last 6 months bank statements 7) Processing fee cheque |
For more information Toll Free: 1800112211 (Tollfree from BSNL/MTNL)
