SBI Home Loan Surat – Interest Rates 2024, Eligibility, Apply Online
SBI Home Loans in Surat: ✔ Low EMI ✔ Low Interest Rate ✔ Instant e-Approval ✔ Quick Disbursal. Check & Compare Eligibility and SBI home loan interest rates.
Important Details about SBI Home Loan Surat
| Interest Rates | 8.50% – 10.15% |
| Processing Fee | sbi home loan fees |
| Repayment | Upto 30 Years |
| Loan Amount | Upto 80% of Property |
| Foreclosure Charges | Nil |
| Monthly Income | Rs.12000 minimum |
| Lowest EMI per 1 Lakh | Rs.769 |
Major Home Loan Tools available in Surat
Eligibility required for State bank housing loan in Surat
✓ Minimum age: 18 years as on the date of sanction
✓ Maximum age: 70 years. i.e. the age by which the loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.
✓ Minimum Income Should be Rs.10000 Per Month.
Documents Required for SBI Home loans in Surat:
| Salaried | Self Employed |
| 1) Application form with photograph 2) Identity & residence proof 3) Last 3 months salary slip 4) Form 16 5) Last 6 months bank salaried credit statements 6) Processing fee cheque |
1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, 5) Last 3 years profit/loss & balance sheet 6) Last 6 months bank statements 7) Processing fee cheque |
About Surat:
Surat is Gujarat’s second largest city, and India’s eight most populated city (in terms of Population in Municipal Corporation area of the City) with a population of 4.5 million. The city registered an annualized GDP growth rate of 11.5 per cent over the seven fiscal years between 2001 and 2008.
A moat divides the older parts of the city, with its narrow streets and handsome houses, and the newer suburbs. The city is largely recognized for its textile and diamond businesses. It is also known as the diamond capital of the world and the textile capital/Manchester textile city of India, a distinction it took over from Ahmedabad. 92% of the world’s diamonds are cut and polished in Surat.
SBI branches in Surat for home loan approvals:
Address: Jay Prakash Narayan Marg, Shivaji Nagar, New Textile Market, Surat, Gujarat 395002
Address: sosyo cirle branch, Udhana-Magdalla Rd, Surat, Gujarat 395001
Address: Amizara Apartment, Kalpana Chawla Marg, Near Surat Tennis Club, Parle Point, Athwa Gate, Surat, Gujarat 395002
Address: SVNIT Campus, Ichchanath, Surat, Gujarat 395007
Address: Jay Prakash Narayan Marg, Sagrampura, Surat, Gujarat 395001
Address: Near Honey Park Cross Road, Chatrapati Shivaji Marg, Guru Ram Pavan Bhumi, Surat, Gujarat 395009
Address: Athwa, Surat, Gujarat 395001
Address: A-401 TO 407, ARIHANT COMPLEX, UDHANA MAIN ROAD, Udhana Main Rd, Jeevan Jyothi Nagar, Surat, Gujarat 394210
