SBI MaxGain Home Loan – Interest Rates 2024, Eligibility

SBI MAXGAIN Home Loan: Get Details on Interest Rates, Documents, Eligibility & Fees & Charges of Maxgain home loan scheme of State Bank of India.

SBI Maxgain Home Loan Interest Rates 2024/h2>

Home Loan as Overdraft (Maxgain)*

CIBIL SCORE Interest Rates
>= 800 9.55%
750 – 799 9.55%
700 – 749 9.75%
650 – 699 9.85%
550 – 649 10.05%
NTC = “101 – 200” 9.75%
HOME LOAN AS AN OVERDRAFT

  • An innovative and customer-friendly product enabling the customers to earn optimal yield on their savings by reducing interest burden on Home Loans, with no extra cost.
  • The loan is sanctioned as an Overdraft with added flexibility to operate the Home Loan Account like SB or Current Account. Bank also provides

Cheque Book/ATM-cum-Debit Card/Net Banking facility for the purpose.

  • The product enables customers to park their surplus funds/savings in

“SBI Maxgain” (with an option to withdraw whenever required), especially in the wake of low yields on other Deposit/Investment products.

Loan Amount

  • Minimum Loan Amount: Rs.5 lacs
    Maximum Loan Amount: No Cap

Interest Rate

 

(Other terms and conditions are as applicable to regular SBI Home Loan Scheme)

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Top Banks for Home Loans in India
Banks Interest Rates
SBI 8.60% - 9.65%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
LIC Housing Finance8.50% - 10.50%
PNB Housing 8.50% - 10.95%
Axis Bank 8.75% - 9.15%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90 %- 11.25%
Aadhar Home loan N.A