SBI MaxGain Home Loan – Interest Rates 2024, Eligibility

SBI MAXGAIN Home Loan: Get Details on Interest Rates, Documents, Eligibility & Fees & Charges of Maxgain home loan scheme of State Bank of India.

SBI Maxgain Home Loan Interest Rates 2024/h2>

Home Loan as Overdraft (Maxgain)*
CIBIL SCORE	Interest Rates
>= 800	9.55%
750 – 799	9.55%
700 – 749	9.75%
650 – 699	9.85%
550 – 649	10.05%
NTC = “101 – 200”	9.75%

HOME LOAN AS AN OVERDRAFT An innovative and customer-friendly product enabling the customers to earn optimal yield on their savings by reducing interest burden on Home Loans, with no extra cost. The loan is sanctioned as an Overdraft with added flexibility to operate the Home Loan Account like SB or Current Account. Bank also provides Cheque Book/ATM-cum-Debit Card/Net Banking facility for the purpose. The product enables customers to park their surplus funds/savings in “SBI Maxgain” (with an option to withdraw whenever required), especially in the wake of low yields on other Deposit/Investment products. Loan Amount Minimum Loan Amount: Rs.5 lacs Maximum Loan Amount: No Cap Interest Rate A premium of 0.25% over and above the applicable Home Loan interest rate for Home Loan > Rs.1 crore is payable.   (Other terms and conditions are as applicable to regular SBI Home Loan Scheme)

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