HDBFS Loan against Property: Eligibility | Interest Rates | Documents
HDBFS Loan against Property: Put your idle residential or commercial property to an ideal use. Avail of Loan Against Property and leverage its full potential. It will help you fulfil your dream of taking your business to the next level.
Features & Benefits
- Loans up to Rs. 2 Crore
- Loan up to 60% of the market value of the property
- Attractive interest rates
- Longer tenures
- Simple and speedy processing
- Balance transfer facility lets you retire your high cost debt
- Lease rental discounting – loan against your rent receivables
- Loans to purchase a new shop or office for your business
Professional Details
Documentation
Whether you are a salaried individual, self employed individual, partnership firm or private limited company, we have a loan designed to suit your requirement.
Salaried Individuals –Documents required:
- Proof of Residence – Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card.
- Proof of Identity – Any one of Voters Card / Drivers Licence / Employers Card.
- Latest Bank Statement / Passbook (where salary / income is credited for the past 6 months).
- Latest 3 Months Salary Slip with all deductions & Form 16 for the last 2 years.
- Copies of all Property Documents.
Self Employed-Documents required:
- Certified Financial Statement for the last 2 years.
- Proof of Residence – Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card.
- Proof of Identity – Any one of Voters Card / Drivers Licence / Employers Card.
- Latest Bank Statement / Passbook (where salary / income is credited for the past 6 months).
- Copies of all Property Documents.
