Personal Loan Kolkata – Interest Rates 2024, Apply online
Apply Personal Loan in Kolkata: Get Quotes on Instant E-approval, Special Offers, Best interest rates 2024 and lowest EMI options from all major banks in Kolkata through deal4loans.
Personal Loan Kolkata details:
| Interest Rates | 10.99% – 20.75% |
| Processing Fees | 0.99% – 3.00% |
| Pre payment Charges | Nil – 5.00% |
| Repayment Period | Upto 7 years |
| Cibil Score | Min. 750 |
| Lowest EMI | Rs. 2174 per Lakh |
Personal Loan Interest Rates in Kolkata 2024
| ICICI Bank Personal Loan | 10.99 – 16.50% |
| Kotak Personal Loan | 10.50 – 17.25% |
| Standard Chartered Personal Loan | 11.00 – 12.50% |
| HDFC Personal Loan | 10.75% – 14.50% |
| Bajaj Finserv Personal Loan | 11.99% onwards |
| IndusInd Bank Personal Loan | 11.25% onwards |
| SBI Personal Loan | 9.60% – 15.05% |
| Citibank Personal Loan | 10.99% |
| Tata Capital Personal Loan | 11.25% – 19% |
| SMFG India Personal Loan | 11.99 – 26.00% |
| Clix Capital Personal Loan | 12.00 – 24.00% |
About Kolkata
Kolkata is the main commercial and financial hub of East and North-East India. As the trend to have upgraded consumer durables has taken hold the other parts of India, Kolkatans are not behind in no way to have this pleasure.
Though a large number of people draw a comfortable salary, nevertheless, they experience a shortfall in their income to purchase hi-tech consumer durables. To counter such situation a range of banks and financial institutions are ready to lend the money in the form of personal loan at competitive interest rates with easy payment plan.
Personal loan are also common for home renovations and medical emergency as well. Apart from this, marriage, festivals and celebrations are other occasions for which personal loan are preferred in Kolkata.
To move around and travel to other parts of India is a common feature among Bengalis. To meet this exuberance sometimes one comes across with short of funds. At this moment of time, personal loan becomes the only option to meet this expenditure.
Eligibility Or Personal Loan Amount in Kolkata
– Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.
Personal Loan EMI Calculator Kolkata
To calculate your personal loan emi in Kolkata, you have follow simple 3 steps, which are as follows:
- Enter Personal Loan amount
- Interest Rate (bank offered to you)
- Repayment period
- Submit & EMI calculation’s on your screen
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For customer’s satisfactions or help here’s some examples which helps you to know how much you have to pay for the personal loans for the respective yearly repayment period. Examples of personal loans amount in Kolkata.
Pre-calculated emi for personal loans in Kolkata with the help of personal loan emi calculator:
| Loan Amount | Tenure In Years | Interest Rate | Monthly EMI |
| 100000 | 3 | 15.30% | Rs. 3,481 |
| 140000 | 2 | 15.50% | Rs. 6,821 |
| 200000 | 2 | 14.10% | Rs. 9,612 |
| 275000 | 5 | 13.00% | Rs. 6,257 |
| 300000 | 5 | 12.00% | Rs. 6,673 |
| 400000 | 4 | 12.50% | Rs. 10,632 |
| 480000 | 3 | 13.50% | Rs, 16,229 |
| 500000 | 4 | 14.50% | Rs. 13,789 |
| 700000 | 5 | 13.00% | Rs. 15,927 |
| 800000 | 5 | 12.10% | Rs. 17,836 |
Documents requirement for Personal Loans Kolkata:
Following documents are required by financial institutions to process the loan application :
in case of Salaried
- Identity proof
- 3 to 6 months Bank statements
- Residence proof
- Salary slip
- Guarantors & their same set of documents
In case of Self Employed
- Balance Sheets
- Profit & Loss Account
- Partnership Deed & other mandatory documents etc.
List of Bank Branches for apply personal loans in Kolkata
| Bank | Address | Pincode |
| Axis Bank | Lords building, 1st Floor, 7/1, Lord Sinha Road, Kolkata | 700071 |
| Bajaj Finserv | Office #1201, 12th Floor, “Infinity Benchmark”, Plot G-1, Ep & Gp, Sector 5, Salt Lake, Kolkata | 700091 |
| HDFC Bank | 40 Bangur Avenue Block A Bangur Avenue Kolkata | 700055 |
| ICICI Bank | Intellect Icon, 232, C.R. Avenue, Girish Park, Kolkata, West Bengal | 700006 |
| Indusind Bank | Ground Floor Rene Tower, Plot No AA-1, 1842, Rajdhanga Main Road, Ward No 107, Kasba, Kolkata | 700107 |
| Kotak | Ground Floor, Rajlila Building, 33 Bankim Mukherjee Sarani, P S New Alipore, Kolkata, West Bengal | 700053 |
| Tata Capital | 7,1A, Loudon Street, Ground Floor, Kolkata | 700017 |
| SMFG | 1004, 10th Floor, IT Lagoon, Plot No. E2-2/1, in Block EP & GP, Sector – V, Salt Lake Electronics Complex, Saltlake, Kolkata | 700091 |
| HDFC Bank | Bf 13 Saltlake Sector 1 Salt Lake Opp – CAP Camp Bidhannagar Kolkata | 700064 |
| HDFC Bank | 43/3 Feeder Road, Belghoria Kolkata | 700056 |
| Tata Capital | 2,5,1 Hindustan Road, gariahat | 700029 |
| Indusind Bank | Ground Floor front Side, Merlin Infinity , West Bengal | 700001 |
| Bajaj Finserv | “2nd Floor, 112A, NARAYANI Complex, ” “Rashbehari Avanue,Near Lake Mall, Above HDFC Bank Ltd. | 700029 |
| SMFG | 1st Floor, 53A, Rafi Ahmed Kidwai Road, Nagerbazar, Kolkata | 700016 |
Private Finance Companies available in Kolkata
When your CIBIL score is low and you application was rejected by the bank and of course you need a personal loan, could it be for a vacation with your family or a medical emergency, private financier in Kolkata has a wide range of private financier who could be your ultimate liberator.
In contempt of the fact that these private financier companies help you when you are in the utmost need of money but has its conditions, it comes with a higher interest rates of about 1.7% to 2.5% more than any regular banks.
(As your financial companion we do not endorse to employ loans from companies until and unless you are in an immense problem.)
| Name of the company | Address |
| Shree Shyam Financial Services | Gallindar House no. 8, N.S. Road, Dalhousie, Land mark: Coal India Bhawan Kolkata-700001 |
| Rozis Quick Cash Loan | No. 15, Mcleod Street, Park Street, Land mark: Near Maullick Bazar Kolkata-700017 |
| Access Universal | No. 469, Rabindra Sarani, Shoba Bazar, Beadon Street, Land mark: Beside lane of Lal Mandir |
| Singh International-Kolkata No-1 Company | 18, 3rd Floor, Room No. 334, Poddaar Court, Rabindra Sarani, Land mark: Near Poddar court Kolkata-700001 |
| PKM & Associates | No. 30/A, 1st Floor, Lake Road, Sarat Bose Road, Kolkata- 700029 |
