125000 Personal loan at lowest Interest Rates, EMI, Quick Apply
Are you looking for 1.25 Lakh of personal loan at lowest interest rates? So calculate emi for loan amount. Get best offers from HDFC Bank, SBI, ICICI Bank, Kotak, Axis Bank, Bajaj Finance and SMFG India online at deal4loans.
Calculated Monthly EMI for 125000 of loan amount for 3 years @ 14.00% rate of interest is – Rs. 4272.
Calculated Monthly EMI for 125000 of loan amount for 3 years at various rate of Interest :
| Loan Amount |
Rate of Interest |
No. of Tenure / Repayment |
Per Month EMI |
| 125000 | 14.00% | 36 months / 3 year | Rs. 4272 |
| 125000 | 15.00% | 36 months / 3 year | Rs. 4333 |
| 125000 | 16.00% | 36 months / 3 year | Rs. 4395 |
| 125000 | 18.00% | 36 months / 3 year | Rs. 4519 |
| 125000 | 20.00% | 36 months / 3 year | Rs. 4645 |
Calculate EMI with Calculator for 125000 rs of loan for 3 years:
|
|
125000 Personal Loan Interest Rates
| Banks | Interest Rates |
| HDFC Bank | 10.75 – 13.45% |
| ICICI Bank | 10.99 – 16.50% |
| Bajaj Finserv | 11.99 – 16.00% |
| SMFG India | 14.00 – 33.00% |
| Kotak Mahindra | 10.99 – 17.25% |
| IndusInd Bank | 12.99 – 17.00% |
| Standard Chartered | 12.00 – 17.00% |
Processing Fees / Prepayment Charges
| Banks | Processing Fee | Pre Payment Charges |
| Bajaj Finserv | Upto 2.00% | Upto 4% post 1st EMI clearance |
| ICICI Bank | 1999 to 2.50% | Zero or 5.00% |
| Axis Bank | 2.00% | Nil |
| Kotak | 1.5 – 2.00% | 5.00% |
| HDFC Bank | 0.8% – 2.00% | 4.00% |
| SMFG India | 2.00% | Upto 7.00%, 0% after 3 year |
| Standard Chartered |
Up to 1% | Upto 5.00% of loan amount |
Yearly Calculated Loan amount for 125000 of Personal Loan amount @ 14.00% Rate of Interest
| Year | Principal | Interest | Balance Amount |
| 1 | Rs. 36,017 | Rs. 15,247 | Rs. 88,983 |
| 2 | Rs. 41,396 | Rs. 9,868 | Rs. 47,587 |
| 3 | Rs. 47,636 | Rs. 3,686 | Rs. 0 |
