4.50 Lakh personal loan – Check EMI, Interest Rates, Apply Online
Are you looking for 4.5 Lakh of personal loan at lowest interest rates? So calculate emi for loan amount. Get best offers from HDFC Bank, SBI, ICICI Bank, Kotak, Axis Bank, INg Vysya Bank, SMFG India online at deal4loans.
Calculated Monthly EMI for 4.5 Lakh of loan amount for 3 years at various rate of Interest:
| Loan Amount |
Rate of Interest |
No. of Tenure / Repayment |
Per Month EMI |
| 4.5 Lakh | 14.00% | 36 months / 3 year | Rs.15379.93 |
| 4.5 Lakh | 15.00% | 36 months / 3 year | Rs.15599.4 |
| 4.5 Lakh | 16.00% | 36 months / 3 year | Rs.15820.66 |
| 4.5 Lakh | 18.00% | 36 months / 3 year | Rs.16268.58 |
| 4.5 Lakh | 20.00% | 36 months / 3 year | Rs.16723.61 |
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Calculate EMI with Calculator for 4.5 Lakh rs of loan for 3 years:
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Top Bank Personal Loan Interest Rates
| Banks | Interest Rates |
| HDFC Bank | 10.99% – 20.99% |
| ICICI Bank | 11.59 – 17.50% |
| Bajaj Finserv | 11.99% – 16.00% |
| SMFG India | 14.00 – 33.00% |
| Kotak Mahindra | 10.99 – 19.65% |
| IndusInd Bank | 12.99 – 17.00% |
| Standard Chartered | 11.50 – 14.50% |
Processing Fees / Prepayment Charges
| Banks | Processing Fee | Pre Payment Charges |
| Bajaj Finserv | Upto 2.00% | Upto 4% post 1st EMI clearance |
| ICICI Bank | 1999 to 2.50% | Zero or 5.00% |
| Axis Bank | 2.00% | Nil |
| Kotak | 0.99% – 2.5% | Nil – 5.00% |
| HDFC Bank | Up to 2.5% | Zero to 4.00% |
| SMFG India | 2.00% | Upto 7.00%, 0% after 3 year |
| Standard Chartered |
Up to 1% | Upto 5.00% of loan amount |
Yearly Calculated Values for Rs.4.5 Lakh Loan for 3 Years at 14.00% rate of interest:
| Year | Principal | Interest | Balance Amount |
| 1 | Rs. 90,207 | Rs. 57,357 | Rs. 359,793 |
| 2 | Rs. 103,678 | Rs. 43,886 | Rs. 256,115 |
| 3 | Rs. 119,162 | Rs. 28,402 | Rs. 136,953 |
| 4 | Rs. 137,095 | Rs. 10,608 | Rs. 0 |
