50000 Personal Loan EMI: Interest Rates, Apply Online
Are you looking for 50000 of personal loan at lowest interest rates? So calculate emi for loan amount. Get best offers from HDFC Bank, SBI, ICICI Bank, Kotak, Axis Bank, SMFG India Credit online at deal4loans.
50,000 Personal loan emi details
What is the EMI for 50000 personal loan?
You can calculate the EMI for a Rs 50,000 personal loan using the online personal loan EMI calculator. At an annual interest rate of 11.99%, the EMI for 1-year tenure is ₹ 4,442, 2-year tenure is ₹ 2,353, 3-year tenure is ₹ 1,660, 4-year tenure is ₹ 1,316 and 5-year tenure is ₹1,112.
| Loan Amount |
Rate of Interest |
No. of Tenure / Repayment |
Per Month EMI |
| 50000 | 14.00% | 36 months / 3 year | Rs. 1,709 |
| 50000 | 15.00% | 36 months / 3 year | Rs. 1,733 |
| 50000 | 16.00% | 36 months / 3 year | Rs. 1,758 |
| 50000 | 18.00% | 36 months / 3 year | Rs. 1,808 |
| 50000 | 20.00% | 36 months / 3 year | Rs. 1,858 |
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50000 Personal Loan Interest Rates 2024
| Banks | Interest Rates |
| HDFC Bank | 10.99% – 20.99% |
| ICICI Bank | 11.59 – 17.50% |
| Bajaj Finserv | 11.99% – 16.00% |
| SMFG India | 14.00 – 33.00% |
| Kotak Mahindra | 10.99 – 19.65% |
| IndusInd Bank | 12.99 – 17.00% |
| Standard Chartered | 10.99 – 14.49% |
50000 personal loan Processing Fees / Prepayment Charges
| Banks | Processing Fee | Pre Payment Charges |
| Bajaj Finserv | Upto 2.00% | Upto 4% post 1st EMI clearance |
| ICICI Bank | 1999 to 2.50% | Zero or 5.00% |
| Axis Bank | 2.00% | Nil |
| Kotak | 0.99% – 2.5% | Nil – 5.00% |
| HDFC Bank | Up to 2.5% | Zero to 4.00% |
| SMFG India | 2.00% | Upto 7.00%, 0% after 3 year |
| Standard Chartered |
NIL (Zero) | Upto 5.00% of loan amount |
50000 Personal Loan Emi Calculator
Yearly Calculated Values for Rs.50000 Loan for 3 Years at 14.00% rate of interest:
| Year | Principal | Interest | Balance Amount |
| 1 | Rs. 14,411 | Rs. 6,097 | Rs. 35,589 |
| 2 | Rs. 16,562 | Rs. 3,946 | Rs. 19,027 |
| 3 | Rs. 19,047 | Rs. 1,472 | Rs. 0 |
