Axis Bank Personal Loan Cochin | Interest Rates | Information
Find best/lowest interest rates on Axis bank personal loan in Cochin. Get instant Quotes online on EMI, Processing Fees, Documents & charges.
Axis Bank Personal Loan in Cochin – Key Features
- Loans available for salaried individuals
- Special loans for Doctors, Chartered Accountants, Engineers, Architects and CS
- Loans are available from Rs 1 lac to Rs 20 lacs
- Repayment tenures from 12 to 60 months
- Best in Class personal loans interest rates – Click Here
- Loans at higher rates can be transferred to Axis Bank with our Balance transfer facility.
- Minimum age of applicant: 21 years
- Maximum age of applicant at loan maturity: 58 years
- Minimum Net Monthly Income: Rs 15,000
- Maximum loan available: Rs 15 lacs
- Minimum age of applicant: 24 years to 65 years at the time of loan maturity
- Minimum Annual Net Profit: Rs 2 lac per annum
- Maximum loan available: Rs 20 lacs for Self Employed doctors
- Special scheme for Self Employed doctors
- Vithayathil Bulding, Nelson Mandela Road, Opposite Modern Bread, Kochi – 682024, Kerala
- Alapatt Regency, M.K.K.Nair Road, Palarivattom, Kochi, Dist. Ernakulam – 682025
- No.27/704, A/A1/B/B1, G-282, Panampilly Nagar, Main Avenue, Kochi, Dist. Ernakulam – 682036
- Chemmanam Square, Door No.XVII/1437, P P Road, Kochi – 683542
- 41/419,, Ground Floor, Chicago Plaza, Rajaji Road, Kochi – 682035
- Kasmisons Estate, Janatha Junction,, Vytilla, Kochi, Ernakulam – 682019
- 1352, Casino Hotel Annex,, Bristow Road, Wellingdon Island, Kochi – 682003
- Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers
- Documentary proofs required may vary from customer to customer
Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.
Axis Bank Personal Loan Details
| Loan amount | 50000 to 15 lakh |
| Repayment | 1 year to 5 Years |
| Minimum Net Monthly Income | Rs.15000 |
| Processing Charges | 1.50% to 2.00% + Service Tax |
| Interest Rates | 15.50% – 24.00% |
| Prepayment / Foreclosure charges | Nil |
Axis Bank Personal Loan Eligibility
Salaried: Salaried Doctors, CAs, employees of select MNCs, Public and Private limited companies, Government sector employees including Public Sector Undertakings and Central and Local bodies:
Self-employed: Self-employed professionals include self-employed Doctors (MBBS and higher degree) having majority of their income from practice, Architects, Chartered Accountants & Company Secretary.
Personal Loan By Top Banks
Axis bank branches list in Cochin for apply Personal loans
Documents Required for Axis Bank Loans Cochin :
|
Documents |
Salaried Individuals |
| Identity proof | Pan Card/Passport/Election Card/Photo Identity issued by Government, Defence Services, Public Sector undertaking/Driving Licence/Photo Credit Card/Employees ID Card, Letter/card issued by UIDAI containing the details of name, photograph, address and Aadhaar number. |
| Income proof | Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years). |
| Residence proof | Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill. |
| Signature Verification | Valid Passport /Pan Card/ Processing Fee Cheque/ Banker’s Verification Letter. |
| Proof of telephone | Latest bill of landline or mobile or WLL stating name of borrower or address of borrower. |
| Guarantor | Optional |
Axis Bank Interest Rates and Other Charges on Loans in Cochin:-
|
Interest Rates & Charges |
|
| Rate of Interest | 15.00% to 20.00% |
| Loan Processing Charges | 2 |
| Cheque Bounce Charges | Rs. 500 per cheque bounce + Service Tax as applicable |
| Cheque/Instrument Swap charges | Rs.500 per instance + Service Tax as applicable |
| Foreclosure Charges | Nil |
| Default Interest Rate | @24.00% per annum i.e 2% per month on the overdue installment |
| Duplicate Statement Issuance Charges | Rs 250 per instance + Service Tax as applicable |
| Duplicate Amortization Schedule Issuance Charges | Rs 250 per instance + Service Tax as applicable |
| Issuance Charges for Photocopy of Loan Agreement/Documents | Rs 250 per instance + Service Tax as applicable |
*(Subject to change as per Bank’s discretion from time to time)
