Axis Bank Personal Loan Mumbai | Interest Rates, Instant Approval Online

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Personal loans from Axis bank in Mumbai with lowest interest rates & higher eligibility. Get instant quotes on Rates, Eligibility, Documents & processing fees from axis bank online.

Axis Bank Personal Loan in Mumbai – Key Features

Loans available for salaried individuals
Special loans for Doctors, Chartered Accountants, Engineers, Architects and CS
Loans are available from Rs 1 lac to Rs 20 lacs
Repayment tenures from 12 to 60 months
Best in Class personal loan interest rates India – Click Here for Info

Axis Bank Personal Loan Details

Loan amount	50000 to 15 lakh
Repayment	1 year to 5 Years
Minimum Net Monthly Income	Rs.15000
Processing Charges	1.50% to 2.00% + Service Tax
Interest Rates	15.50% – 24.00%
Prepayment / Foreclosure charges	Nil

Axis Bank Personal Loan Eligibility

Salaried: Salaried Doctors, CAs, employees of select MNCs, Public and Private limited companies, Government sector employees including Public Sector Undertakings and Central and Local bodies:

Minimum age of applicant: 21 years
Maximum age of applicant at loan maturity: 58 years
Minimum Net Monthly Income: Rs 15,000
Maximum loan available: Rs 15 lacs

Self-employed: Self-employed professionals include self-employed Doctors (MBBS and higher degree) having majority of their income from practice, Architects, Chartered Accountants & Company Secretary.

Minimum age of applicant: 24 years to 65 years at the time of loan maturity
Minimum Annual Net Profit: Rs 2 lac per annum
Maximum loan available: Rs 20 lacs for Self Employed doctors
Special scheme for Self Employed doctors

Personal Loan By Top Banks

Axis bank branches list in Mumbai for apply Personal loan

1St Road, Opp. Le Cafe Restaurant, Chembur East, Mumbai, Maharashtra 400071
Unit No. 1, M-3, Mehra Industrial Estate, Sakinaka, Andheri East, Mumbai, 400072
312, Ram Narayan Narkar Marg, Shival Nagar, Saibaba Nagar, Pant Nagar, Ghatkopar East, Mumbai, Maharashtra 400077
Navpada, Netaji Subhash Nagar, Vile Parle, Mumbai, Maharashtra 400057
Ground Floor, Manek Plaza, Opp.Central Plaza, Cst Road, Kalina Santacruz East, Mumbai, Maharashtra 400098
D-1,D Block, Bandra Kurla Complexground Floor, Off. Bandra Kurlalink Road, G Block BKC, Bandra East, Mumbai, Maharashtra 400051
Shop No. 1, Sharadha Apartment, Belgrami Road, Kurla West, Mumbai, Maharashtra 400070
G 17 & 18, Ventura Building, Hiranandani Business Park, Mumbai, Maharashtra 400076

Documents Required for Axis Bank Loans Mumbai

Documents	Salaried Individuals
Identity proof	Pan Card/Passport/Election Card/Photo Identity issued by Government, Defence Services, Public Sector undertaking/Driving Licence/Photo Credit Card/Employees ID Card, Letter/card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.
Income proof	Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years).
Residence proof	Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill.
Signature Verification	Valid Passport /Pan Card/ Processing Fee Cheque/ Banker’s Verification Letter.
Proof of telephone	Latest bill of landline or mobile or WLL stating name of borrower or address of borrower.
Guarantor	Optional

Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers
Documentary proofs required may vary from customer to customer

Interest Rates and Other Charges:-

Interest Rates & Charges
Rate of Interest	15.00% to 24.00%
Loan Processing Charges	1.50% to 2.00% + Service Tax as applicable
Cheque Bounce Charges	Rs. 500 per cheque bounce + Service Tax as applicable
Cheque/Instrument Swap charges	Rs.500 per instance + Service Tax as applicable
Foreclosure Charges	Nil
Default Interest Rate	@24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges	Rs 250 per instance + Service Tax as applicable
Duplicate Amortization Schedule Issuance Charges	Rs 250 per instance + Service Tax as applicable
Issuance Charges for Photocopy of Loan Agreement/Documents	Rs 250 per instance + Service Tax as applicable

*(Subject to change as per Bank’s discretion from time to time)