Axis Bank Personal Loan Nagpur | Interest Rates | Information

Personal loans from Axis bank in Nagpur with lowest interest rates & higher eligibility. Get instant quotes on Rates, Eligibility, Documents & processing fees from axis bank online.

Axis Bank Personal Loan in Nagpur – Key Features

  • Loans available for salaried individuals
  • Special loans for Doctors, Chartered Accountants, Engineers, Architects and CS
  • Loans are available from Rs 1 lac to Rs 20 lacs
  • Repayment tenures from 12 to 60 months
  • Best in Class personal loan interest rates India – Click Here for Info

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 21 November 2024)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City


Axis Bank Personal Loan Details

Loan amount 50000 to 15 lakh
Repayment 1 year to 5 Years
Minimum Net Monthly Income Rs.15000
Processing Charges 1.50% to 2.00% + Service Tax
Interest Rates 15.50% – 24.00%
Prepayment / Foreclosure charges Nil

Axis Bank Personal Loan Eligibility

Salaried: Salaried Doctors, CAs, employees of select MNCs, Public and Private limited companies, Government sector employees including Public Sector Undertakings and Central and Local bodies:

  • Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 58 years
  • Minimum Net Monthly Income: Rs 15,000
  • Maximum loan available: Rs 15 lacs

Self-employed: Self-employed professionals include self-employed Doctors (MBBS and higher degree) having majority of their income from practice, Architects, Chartered Accountants & Company Secretary.

  • Minimum age of applicant: 24 years to 65 years at the time of loan maturity
  • Minimum Annual Net Profit: Rs 2 lac per annum
  • Maximum loan available: Rs 20 lacs for Self Employed doctors
  • Special scheme for Self Employed doctors

Personal Loan By Top Banks

Axis bank branches list in Nagpur for apply Personal loan

  • MG house, Rabindranath Tagore Road, Besides Board Office, Civil Lines, Nagpur, Maharashtra 440001
  • Ground Floor, 742 Nelson Square,Chindwara Road, Nagpur, Maharashtra
  • Ground Floor, Dhingra Enclave, 539, Katol Rd, Narmada Colony, Nagpur, Maharashtra 440013
  • Plot No. 821, Near SBI Bank, Nandanwan Main Road, Nagpur, Maharashtra 440009
  • Honey Archana Complex, B1, Medical College Road, Untkhana, Nagpur, Maharashtra 440002
  • Ground Floor, Patni Bhavan, Gandhibaug, Nagpur, Maharashtra 440002
  • Near Kalyaneshwar Temple, Killa Road, Mahal, Nagpur, Maharashtra 440032
  • Shop No. U16, Ashirwad Apartment, Near HB Town, Bhandara Road, Nagpur, Maharashtra 440035

Documents Required for Loans Nagpur:

Documents

Salaried Individuals

Identity proof Pan Card/Passport/Election Card/Photo Identity issued by Government, Defence Services, Public Sector undertaking/Driving Licence/Photo Credit Card/Employees ID Card, Letter/card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.
Income proof Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years).
Residence proof Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill.
Signature Verification Valid Passport /Pan Card/ Processing Fee Cheque/ Banker’s Verification Letter.
Proof of telephone Latest bill of landline or mobile or WLL stating name of borrower or address of borrower.
Guarantor Optional
  • Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers
  • Documentary proofs required may vary from customer to customer

Axis Bank Interest Rates and Other Charges on Loans in Nagpur:-

Interest Rates & Charges

Rate of Interest 15.00% to 24.00%
Loan Processing Charges 1.50% to 2.00% + Service Tax as applicable
Cheque Bounce Charges Rs. 500 per cheque bounce + Service Tax as applicable
Cheque/Instrument Swap charges Rs.500 per instance + Service Tax as applicable
Foreclosure Charges Nil
Default Interest Rate @24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges Rs 250 per instance + Service Tax as applicable
Duplicate Amortization Schedule Issuance Charges Rs 250 per instance + Service Tax as applicable
Issuance Charges for Photocopy of Loan Agreement/Documents Rs 250 per instance + Service Tax as applicable

*(Subject to change as per Bank’s discretion from time to time)

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