Axis Bank Personal Loan Noida | Interest Rates | Information

1905 Views

Personal loans from Axis bank in Noida with lowest interest rates & higher eligibility. Get instant quotes on Rates, Eligibility, Documents & processing fees from axis bank online.

Axis Bank Personal Loan in Noida – Key Features

Loans available for salaried individuals
Special loans for Doctors, Chartered Accountants, Engineers, Architects and CS
Loans are available from Rs 1 lac to Rs 20 lacs
Repayment tenures from 12 to 60 months
Best in Class personal loan interest rates India – Click Here for Info

Axis Bank Personal Loan Details

Loan amount	50000 to 15 lakh
Repayment	1 year to 5 Years
Minimum Net Monthly Income	Rs.15000
Processing Charges	1.50% to 2.00% + Service Tax
Interest Rates	15.50% – 24.00%
Prepayment / Foreclosure charges	Nil

Axis Bank Personal Loan Eligibility

Salaried: Salaried Doctors, CAs, employees of select MNCs, Public and Private limited companies, Government sector employees including Public Sector Undertakings and Central and Local bodies:

Minimum age of applicant: 21 years
Maximum age of applicant at loan maturity: 58 years
Minimum Net Monthly Income: Rs 15,000
Maximum loan available: Rs 15 lacs

Self-employed: Self-employed professionals include self-employed Doctors (MBBS and higher degree) having majority of their income from practice, Architects, Chartered Accountants & Company Secretary.

Minimum age of applicant: 24 years to 65 years at the time of loan maturity
Minimum Annual Net Profit: Rs 2 lac per annum
Maximum loan available: Rs 20 lacs for Self Employed doctors
Special scheme for Self Employed doctors

Personal Loan By Top Banks

Axis bank branches list in Noida for apply Personal loan

Ground Floor, Office No. 1, Tower A, Lobe – 05, Plot No. A – 41, The Corenthum, Sector 62, Gautam Buddha Nagar, Noida, Uttar Pradesh 201301
K-21 & K-22, SECTOR 18, Noida, Uttar Pradesh 201301
Ground Floor and Basement, Plot No. 4 &5, B1A, Sector -51, Gautam Buddha Nagar, Noida, Uttar Pradesh 201301
Ground Floor, Shop NO. 11,12 & 13,I-block market, SECTOR-12, Noida, Uttar Pradesh 201301
Ground Floor, First Floor & Basement, Shop No. 12 & 13, Block 15A, Sector 44, Noida, Uttar Pradesh 201301
Meena Vikas Cosmetic & Gift Gallery, Sector 49, Village Baraula, Noida, Uttar Pradesh 201301
UGF& First Floor,40B/2,SEC-1, Noida, Uttar Pradesh 201301
Gaur Grandeur, Sector 119, Noida, Uttar Pradesh 201307

Documents Required for Loans Noida:

Documents	Salaried Individuals
Identity proof	Pan Card/Passport/Election Card/Photo Identity issued by Government, Defence Services, Public Sector undertaking/Driving Licence/Photo Credit Card/Employees ID Card, Letter/card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.
Income proof	Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years).
Residence proof	Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill.
Signature Verification	Valid Passport /Pan Card/ Processing Fee Cheque/ Banker’s Verification Letter.
Proof of telephone	Latest bill of landline or mobile or WLL stating name of borrower or address of borrower.
Guarantor	Optional

Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers
Documentary proofs required may vary from customer to customer

Axis Bank Interest Rates and Other Charges on Loans in Noida:-

Interest Rates & Charges
Rate of Interest	15.00% to 24.00%
Loan Processing Charges	1.50% to 2.00% + Service Tax as applicable
Cheque Bounce Charges	Rs. 500 per cheque bounce + Service Tax as applicable
Cheque/Instrument Swap charges	Rs.500 per instance + Service Tax as applicable
Foreclosure Charges	Nil
Default Interest Rate	@24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges	Rs 250 per instance + Service Tax as applicable
Duplicate Amortization Schedule Issuance Charges	Rs 250 per instance + Service Tax as applicable
Issuance Charges for Photocopy of Loan Agreement/Documents	Rs 250 per instance + Service Tax as applicable

*(Subject to change as per Bank’s discretion from time to time)