Bajaj Finserv Personal Loan – Interest Rates 2024, Eligibility, Apply Online
Bajaj Finance personal loan – Instant quotes on Interest rates offers, Documents, Eligibility Criteria, Latest offers, Application Status. ✍ 30 minutes Guaranteed approval. EMI Calculator for calculate loan EMI per month. Bajaj Finserv offers a loan for a wedding /marriage, vacations, to fund a special purchase or a loan for medical emergencies or a need of cash.
Latest Update as on 01 january 2024: Bajaj Finserv offers personal loans @ 13% onwards.
Updated Bajaj Finserv Personal Loan Details 2024
| Interest Rates | 13% onwards |
| Processing fees | Upto 4.13% |
| Foreclosure Charges | Upto 4% post 1st EMI clearance |
| Repayment Options | Upto 5 years |
| Maximum loan amount | Rs.25 Lakh |
| Part Payment Charges | 2% on part-payment amount paid + GST |
| Turn Around Time | 48 hours |
Special Offer: Get gifts upto Rs.18,490 on disbursal of loan. T & C apply.
Bajaj Finserv Personal Loan Interest Rates January 2024
| CAT A | 13% onwards |
| CAT B | 13% onwards |
| Others | 13% onwards |
Avail a Personal Loan and get a free EMI Network Card – Shop for your favorite products on easy EMIs.
For Flexi Loan: 0% Part Payment Charges
How can i check Bajaj Finserv Personal Loan application status
Why to choose Bajaj Finserv for personal loans
✓ Approved loans up to Rs. 25 lacs
✓ Upto 6 times part payment option available
✓ Nil Foreclosure charges / Pre Payment Penalty
Pre-approved Offers – If you are existing customer of Bajaj Finserv, you get latest pre approved offers on time to time from bajaj finserv.
Minimum income or Salary eligibility criteria for Bajaj personal loan
| City List | Minimum Income Per Month |
| Bangalore, Delhi, Pune, Mumbai, Hyderabad, Chennai, Coimbatore, Ghaziabad, Noida, Thane | Rs.36000 |
| Ahmedabad, Kolkata, Cochin, Jaipur, Nagpur | Rs.30000 |
| Jaipur, Chandigarh, Surat, Cochin | Rs. 28000 |
| Goa, Lucknow, Baroda, Indore, Bhubaneswar, Vizag, Nasik, Aurangabad, Madurai, Mysore, Bhopal, Jamnagar, Kolhapur, Raipur, Trichy, Trivandrum, Vapi, Vijayawada, Jodhpur, Calicut, Rajkot | Rs. 25000 |
How to calculate Bajaj Finserv Personal Loan EMI?
For Example – If you take loan amount of Rs. 5.00 lakh at 11.50% p.a. for 3 years, your monthly emi would be Rs. 16,488.
| Loan Amount | Tenure In Years | Interest Rate | Monthly EMI |
| 200000 | 3 | 11.50% | Rs. 6,595 |
| 300000 | 3 | 12.50% | Rs. 10,036 |
| 400000 | 3 | 13.50% | Rs. 13,574 |
| 500000 | 4 | 12.50% | Rs. 13,290 |
| 600000 | 5 | 11.00% | Rs. 13,045 |
Documents List for Bajaj Finserv Personal Loan
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Documents Required for a Personal Loan |
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Photograph |
Color Passport size photograph (signed across the photograph) | |
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Financials |
Salary slips of last 3 months Latest 2 months salary slip | |
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Bank Statements |
Latest 3 months salary account bank statement | |
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Employment Proof |
Employee ID Card and Visiting card | |
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Work Experience Document |
Current employment | Appointment Letter / Form 16 / 1 year old salary slip |
| Previous employment | Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip | |
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KYC |
Identity Proof | Passport / Voters ID card / Driving License / PAN Card |
| Address Proof | Passport / Driving License / Ration card / Latest Mobile Bill / Letter from Employer (with HR /Admin sign) | |
Bajaj Finserv Personal Loan Faqs
About Bajaj Finserv Personal Loan
Bajaj Finserv are the most diversified non-bank in the country, financing the widest set of outcomes, supporting customers biggest pursuits. Bajaj Finserv ltd. is the most popular non banking financial company in India. Aprt from personal loan it deals in Two wheeler loans, home loans, loan against shares, loan for doctors, consumer products finance & Credit Cards. Be it the desire for a bigger lifestyle to buying your home, indulging in that much deserved family holiday to expanding your business or making that big acquisition, whatever be your plan, Bajaj Finserv Lending have the capability to support every time you need it.
With 24 products across 12 product lines, Bajaj finserv one of the fastest growing and most diversified NBFCs in the INDIA. Bajaj Finserv has 150 branches and presence in over 7000 retail outlets.
Compare Bajaj Finserv personal loan with other Banks
Other Products of Bajaj Finserv
Bajaj Finserv Flexi Loan
Bajaj Finserv Business Loan
Bajaj Finserv Personal Loan EMI Calculator
Bajaj FD Interest Rates
Contact Bajaj Finserv:
You can visit branch or call Bajaj Finserv Toll Free Number @ 1800-103-3535
