Get Cheapest Personal Loan in India with lowest Interest rates

Cheapest Personal Loan: Compare and Apply for Low Interest Rates personal loans in India. Find the best deals online with deal4loans & choose the bank according to your convenience.

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Cheapest Personal loans Available from various banks 2024

ICICI Bank Personal Loan 10.99 – 16.50%
Kotak Personal Loan 10.50 – 17.25%
Standard Chartered Personal Loan 11.00 – 12.50%
HDFC Personal Loan 10.75% – 14.50%
Bajaj Finserv Personal Loan 11.99% onwards
IndusInd Bank Personal Loan 11.25% onwards
SBI Personal Loan 9.60% – 15.05%
Citibank Personal Loan 10.99%
Tata Capital Personal Loan 11.25% – 19%
SMFG India Personal Loan 11.99 – 26.00%
Clix Capital Personal Loan 12.00 – 24.00%

Cheapest Personal Loan Processing Fees / Prepayment Charges

Banks Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 1999 to 2.50% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 1.5 – 2.00% 5.00%
HDFC Bank 0.8% – 2.00% 4.00%
SMFG India 2.00% Upto 7.00%, 0% after 3 year
Standard Chartered
NIL (Zero) Upto 2.00% of loan amount

Cheapest personal loans are those loans which are available on lowest interest rates than market rates. For getting lower interest rates on personal loans better to opt from outside or private financiers. All private financier offers loans at around 1.5 % per month rate. In private finance you have freedom to pay the whole amount at one go but in Banks you have to pay penalty on prepayment of loan before time.

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