ICICI Bank Personal Loan Ghaziabad | Interest Rates | Apply Online
ICICI Bank Personal Loans in Ghaziabad: Apply online with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for Personal Loan and Choose the Best.
ICICI Bank Personal Loan – Key Benefits in Ghaziabad
- Loan up to Rs. 15 Lakhs
- No security/guarantor required
- Faster processing.
- Minimum documentation
- Attractive rates of interest
- Flexible repayment option of 12-60 months
Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.
ICICI Bank Personal Loan Details
| Interest Rates | 10.99% – 17.50% |
| Processing Fee | Upto 2.25% per annum of loan amount plus GST |
| Prepayment Charges | 5% per annum of principal outstanding plus GST |
| Tenure | Upto 5 Years |
| Loan Amount | Upto 20 Lakh |
ICICI Bank Personal Loan
Personal loans by ICICI come with higher eligibility and lower EMIs at attractive interest rates. Apply now for an ICICI Bank personal loan and fulfill the financial requirements.
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Eligibility Required for Loans in Ghaziabad
You can avail of an ICICI Bank Personal Loan if you meet the following criteria:
|
Criteria* |
Salaried |
| Age | 23 years – 58 years. |
| Net Salary** | Salaried Individuals with minimum monthly income – Rs. 20,000 p.m. (Rs. 25,000 for customers residing in Mumbai and Ghaziabad) |
| Eligibilty | ICICI Bank Salary Account Holder, Customers having asset relationship with ICICI Bank (availed Home Loan, Car Loan and/or Auto Loan), Salaried customers with ICICI Bank Savings Account or Salaried customer having no relationship with ICICI Bank. |
| Years in total job / profession | 2 Year |
| Years in current residence | 1 Year |
**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.
|
Criteria* |
Self Employed |
| Age | 28 years (self employed individuals) and 25 years (for doctors); Maximum- 65 years |
| Minimum Turnover | Rs. 40 lac (for non-professionals), Rs. 15 lac (for professionals) as per audited financials |
| Minimum Profit After Tax | Rs. 2 lac (for Proprietorship Firm/Self employed Individuals) and Rs. 1 lac (for non-professionals) as per audited financials |
| Business Stability | In current business for at least 5 years and minimum 3 years for doctors. |
| Existing relationship with ICICI Bank | Minimum 1 Year liability relationship (current or savings account) or asset (loan) relationship, either live or closed in the last 6 months. |
Documents Required for Salaried Class People in Ghaziabad for Personal loans of ICICI Bank
- Proof of Identity (any one) Passport / Driving License / Voters ID / PAN Card
- Proof of Residence (any one) Ration Card / Utility Bill / Passport / LIC Policy Receipt
- Latest 3 months Bank Statement (where salary/income is credited)
- Salary slips for last 3 months
- 2 Passport Size photographs.
List of documents for Self-Employed:
- KYC Documents : Proof of Identity; Address proof; DOB proof.
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Income proof (audited financials for the last two years).
- Latest 6 months Bank statement.
- Office address proof.
- Proof of residence or office ownership.
- Proof of continuity of business.
About Ghaziabad:
Ghaziabad is a city in the Indian state of Uttar Pradesh. It is 19 km east of Delhi and 46 km southwest of Meerut. The city houses the headquarters of the Ghaziabad district. It is a large industrial city well-connected by roads and railways.
Ghaziabad may refer to. Ghaziabad district, India, a district in the Indian state of Uttar Pradesh. Ghaziabad, Uttar Pradesh, an industrial city,
