ICICI Bank Personal Loan Varanasi | Interest Rates | Apply Online

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ICICI Bank Personal Loans in Varanasi: Apply online with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for Personal Loan and Choose the Best.

ICICI Bank Personal Loan – Key Benefits in Varanasi

Loan up to Rs. 15 Lakhs
No security/guarantor required
Faster processing.
Minimum documentation
Attractive rates of interest
Flexible repayment option of 12-60 months

ICICI Bank Personal Loan Details

Interest Rates	10.99% – 17.50%
Processing Fee	Upto 2.25% per annum of loan amount plus GST
Prepayment Charges	5% per annum of principal outstanding plus GST
Tenure	Upto 5 Years
Loan Amount	Upto 20 Lakh

ICICI Bank Personal Loan

Personal loans by ICICI come with higher eligibility and lower EMIs at attractive interest rates. Apply now for an ICICI Bank personal loan and fulfill the financial requirements.

Personal Loan By Top Banks

Eligibility Required for Loans in Varanasi

You can avail of an ICICI Bank Personal Loan if you meet the following criteria:

Criteria*	Salaried
Age	23 years – 58 years.
Net Salary**	Salaried Individuals with minimum monthly income – Rs. 20,000 p.m. (Rs. 25,000 for customers residing in Mumbai and Varanasi)
Eligibilty	ICICI Bank Salary Account Holder, Customers having asset relationship with ICICI Bank (availed Home Loan, Car Loan and/or Auto Loan), Salaried customers with ICICI Bank Savings Account or Salaried customer having no relationship with ICICI Bank.
Years in total job / profession	2 Year
Years in current residence	1 Year

**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.

Criteria*	Self Employed
Age	28 years (self employed individuals) and 25 years (for doctors); Maximum- 65 years
Minimum Turnover	Rs. 40 lac (for non-professionals), Rs. 15 lac (for professionals) as per audited financials
Minimum Profit After Tax	Rs. 2 lac (for Proprietorship Firm/Self employed Individuals) and Rs. 1 lac (for non-professionals) as per audited financials
Business Stability	In current business for at least 5 years and minimum 3 years for doctors.
Existing relationship with ICICI Bank	Minimum 1 Year liability relationship (current or savings account) or asset (loan) relationship, either live or closed in the last 6 months.

Documents Required for Salaried Class People in Varanasi for Personal loans of ICICI Bank

Proof of Identity (any one) Passport / Driving License / Voters ID / PAN Card
Proof of Residence (any one) Ration Card / Utility Bill / Passport / LIC Policy Receipt
Latest 3 months Bank Statement (where salary/income is credited)
Salary slips for last 3 months
2 Passport Size photographs.

List of documents for Self-Employed:

KYC Documents : Proof of Identity; Address proof; DOB proof.
Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
Income proof (audited financials for the last two years).
Latest 6 months Bank statement.
Office address proof.
Proof of residence or office ownership.
Proof of continuity of business.

About Varanasi:

Varanasi, is a city on the banks of the Ganges in Uttar Pradesh, 320 kilometres (200 mi) southeast of the state capital, Lucknow. It is holiest of the seven sacred cities (Sapta Puri) in Hinduism and Jainism. Hindus believe that death at Varanasi brings salvation. It is one of the oldest continuously inhabited cities in the world and the oldest in India.

Varanasi is the spiritual capital of India. Scholarly books have been written in the city, including the Ramcharitmanas of Tulsidas. Today there is a temple of his namesake in the city, the Tulsi Manas Mandir.One of the largest residential University of Asia Benares Hindu University is located here. People often refer to Varanasi as “the city of temples”, “the holy city of India”, “the religious capital of India”, “the city of lights”, “the city of learning”, and “the oldest living city on earth.”