IDFC Personal Loan: Interest Rates 2024, EMI Eligibility Calculator
IDFC Personal Loan: Current interest rates ✓ EMI ✓ processing charges ✓ documents requirement for IDFC Personal loans online. Calculator emi and eligibility with calculator.
IDFC Personal Loan Details:
| Interest Rates | 12.00% – 19.00% |
| Pre payment Charges | 2.5% on your principal outstanding |
| Loan Amount | ₹ 50,000 to ₹ 20,00,000 |
| Processing Fees | 1%-2% of the loan amount |
| Loan Repayment | 3 to 60 months |
Documentation Required for IDFC Personal Loan
- Salaried & Self Employed
- PAN Card
- ID Proof – Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
- Address Proof – Utility Bill-Landline/Electricity, Registered Rental Deed
- Other Mandatory Documents – Passport Size Photograph
– Last 2 Months Salary Slip
– Last 6 Months Bank A/C Statement
Check Here – Find all banks personal Loan interest rates
IDFC Personal Loan EMI Calculator
Calculate your personal loan monthly emi by just entering loan amount, interest rates and repayment period, calculator will show you monthly emi, total principal amount and total interest to be paid.
• For Eg: Loan Amount = Rs. 4 lakh, Tenure = 48 months, Interest Rate = 13%, EMI = Rs 10,731 Processing Fee = 2%. All values are representative, actual values may differ.
| Year | Principal | Interest | Balance Amount |
| 1 | Rs. 81,517 | Rs. 47,255 | Rs. 318,483 |
| 2 | Rs. 92,767 | Rs. 36,005 | Rs. 225,716 |
| 3 | Rs. 105,573 | Rs. 23,199 | Rs. 120,143 |
| 4 | Rs. 120,258 | Rs. 8,628 | Rs. 0 |
Compare IDFC personal loan with other Banks
| SBI | HDFC Bank | ICICI Bank | Axis Bank |
| Bajaj Finance | Indusind Bank | SMFG India | TATA Capital |
| Ratnakar Bank | Citibank | Standard Chartered | Kotak Bank |
| Bank of Baroda | Uco Bank | Dena Bank | Federal Bank |
List of IDFC Branch Addresses – Personal & Business Banking
| City | Branch Address | IFSC | MICR Code |
| New Delhi | Barakhamba Road Branch, Birla Towers, Lower Ground Floor, 25, Barakhamba Road, New Delhi- 110001 | IDFB0020101 | 110751001 |
| New Delhi | New Friends Colony Branch 15, Community Centre, New Friends Colony, New Delhi – 110025 | IDFB0020102 | 110751003 |
| Noida | Noida – Sector 18 Branch G-61 & G-62, Sector- 18, Noida – 201301, India | IDFB0020151 | 110751004 |
| Gurgaon | Gurgaon – Golf Course Road Branch GF and Plaza, Sector-43,One Horizon Center, Golf Course Road, Gurgaon, Haryana – 122002 | IDFB0021001 | 110751002 |
| Mumbai | Bhulabhai Desai Road Branch Shop No 1 Tirupati Apartment, Bhulabhai Desai Road, Breach Candy, Mahalaxmi, Mumbai – 400026 | IDFB0040105 | 400751007 |
| BKC | BKC – Naman Branch Naman Chambers, C-32,G- Block, Bandra Kurla Complex, Bandra East, Mumbai – 400051 | IDFB0040101 | 400751002 |
| Mumbai | Chembur Branch Glamcent, GF & 1st Floor, 350 Central Avenue Road, Chembur, Mumbai- 400071 | IDFB0040104 | 400751005 |
| Mumbai | DN Road Branch 312 D.N Road, Besides Khadi Bhandar, Premises of J.N Petit Institute, Fort, Mumbai – 400001 | IDFB0040106 | 400751006 |
| Mumbai | Prabhadevi Branch Prabhadevi Sane Guruji Premises CHS, Block No 5, Ground floor, 386 Veer Savarkar Marg, Prabhadevi, Mumbai – 400025 | IDFB0040102 | 400751003 |
| Vashi | Vashi,Sector-17 Branch Goodwill Excellency, Plot No.02, Sector-17, Vashi, Navi Mumbai 400705 | IDFB0040103 | 400751004 |
| Ahmedabad | C.G. Road Branch Ground & Mezzanine Floor, Sun Square Complex,Off. C.G. Road, Ahmedabad – 380006 | IDFB0040301 | 380751001 |
| Bengaluru | Residency Road Branch Plot No 79, Residency Road, Richmond Town, Brigade Road Junction, Opposite Opera Theatre, Bengaluru – 560025 | IDFB0080151 | 560751002 |
| Chennai | Nungambakkam Branch No 105, Tahera Manor, Nungambakkam High Road, Nungambakkam, Chennai – 600034 | IDFB0080102 | 600751002 |
