India Infoline Personal Loan: Interest Rates 2024, Apply

India infoline (IIFL) offering online approval personal loans at lowest interest rates. Easy Documentation, High loan amount, Eligibility, Minimum loan emi’s. Apply Online & get approval within minutes.

You can take IIFL Personal Loan for domestic or international vacation/holidays, wedding, purchase of latest gadget, higher education, purchase of vehicle or even home renovation.

India Infoline Personal Loan Details

Interest Rates 13.00% to 18.00% p.a
Loan Amount 50000 – 5 Lakh
Salary Must be above Rs.25000
Online Approval Time 5 Minutes
Loan amount in Account 8 Hours
Eligibility Check Within 1 Minute
Processing Fees 2% – 6% + GST*
Foreclosure Charges after 12 months NIL
Repayment Period 03 months to 42 months
Co-Applicant Yes you can add co applicant
Prepay of Loan Yes, After 6 months

IIFL Personal Loan Interest Rates 2024

This quick personal loan can manage your plans such as marriage, vacations, home renovation and much more. With IIFL Finance’s best personal loan in India, you do not have to compromise on your bucket list!

IIFL Finance’s personal loan comes with attractive, affordable, and lowest interest rates to help you raise funds instantly. When you apply to get an instant personal loan, it is processed in less than 5 minutes without any extensive documentation. Personal loan EMIs are flexible and allow for better liquidity and easy achievement of set personal goals.

Personal Loans Ranging From INR 5,000 to INR 5,00,000
Rate of Interest 12.75% – 44% p.a. (reducing balance interest rate)
Tenure 03 months to 42 months

Online Approval within 5 minutes

Auto-fill your form and skip KYC document submission using your Aadhar number or manually fill the form. We will instantly churn numbers to give you e-Approval.

IIFL Personal Loan EMI Calculator

You can estimate your EMI by using IIFL’s Personal Loan EMI Calculator given above. With lower EMI’s, attractive interest rates and repayment tenure upto 5 years.

For Example, you take 3 lakh of loan amount @ 14.00% rate of interest for 5 years, than your calculation are

  • EMI = 10,253
  • Principal Amt = 3,00,000
  • Interest Payable = 69,118

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

IIFL Personal Loan EMI Calculation

Monthly emi of Rs. 2.00 lakh of loan amount is given below at 14.00% of interest rate and at different tenures.

Loan Amount Tenure In Years Interest Rate Monthly EMI
200000 1 14.00% ₹17,957.42
200000 2 14.00% ₹9,602.58
200000 3 14.00% ₹6,835.53
200000 4 14.00% ₹5,465.30
200000 5 14.00% ₹4,653.65

IIFL Personal Loan Eligibility Calculator

You can quickly arrive at an EMI amount using IIFL Personal Loan EMI calculator where all you check what will be the EMI if you take a specific loan amount at say “x%” interest for 2,3 or 5 years. However, to estimate how much loan amount you can get given your monthly income and outgo like other EMIs, you must try IIFL Personal Loan Eligibility Calculator.

Eligibility criteria:

  1. One must be a Salaried Individual.
  2. Monthly income should be Rs. 35,000 or more.
  3. Age of the applicant must be between 25 to 60 years.
  4. Applicant’s current address must be in any of these cities: : Mumbai, Delhi NCR, Bangalore,Pune,Chennai, Hyderabad, Ahmedabad, Jaipur, Chandigarh and Coimbatore
  5. Atleast 6 months of work experience in current organisation.
  6. Atleast 2 years of total work experience.

Documents Required For India Infoline Personal Loan

To make your Personal Loan application process quick, we request you to keep soft copy of below documents handy:

  1. Aadhar number to do eKYC. You just need the number and no upload will be required.
  2. ID Proof (Not required if eKYC is done)
  3. Address proof (Not required if eKYC is done)
  4. Latest Salary slip for past 3 months
  5. Latest Bank Statement for 3 months of salary account
  6. Rent Agreement (if applicable)

Please note, if your mobile number is not registered with UIDAI for Aadhar, you will not be able to do eKYC.

Compare India Infoline personal loan with other Banks

SBI HDFC Bank ICICI Bank Axis Bank
Bajaj Finance Indusind Bank SMFG India TATA Capital
Ratnakar Bank Citibank Standard Chartered Kotak Bank
Bank of Baroda Uco Bank Dena Bank Federal Bank

Other Products of India Infoline

IIFL PMAY Housing Scheme
IIFL loan against property
IIFL Home loans

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