Indusind Bank Personal Loan Ludhiana
Applying for IndusInd Easy Credit Personal Loan in Ludhiana is a simple four-step online process that allows you to get money in real-time for all your desired needs. Applying for Indus Easy Credit Personal Loan is a simple four-step online process that allows you to get money in real-time for all your desired needs.
Check All details on Eligibility, Documents of Indusind Bank Personal loan Here.
Indusind Bank Personal Loan Ludhiana Interest Rates
| Personal Loan Interest Rates | 10.49% – 26.00% |
| Processing Fees | Up to 3% of loan amount |
| Prepayment Charges | 4% of the principal outstanding after repayment of 12 EMIs |
| Loan Amount | Rs.30000 to Rs.50 Lakh |
| Repayment Period | Upto 5 Years (60 Months) |
| Minimum income | 25000 per month |
Indusind Bank Personal Loan Ludhiana Details:
| Eligibility Criteria | Salaried | Self Employed |
| Net Monthly Income | 25,000 (Listed & Non Listed both) | Min. Annual Net Income post tax should be Rs 4.80 Lakhs |
| Age of Applicant | Min. 21 years Max. 60 Years / retirement age whichever is lower at the time of loan maturity | Min. 25 years Max. 65 Years at the time of loan maturity |
| Current Experience | Min. 1 yr & above | Min. 5yrs of Post qualification |
| Total Job Experience | Min. 2Yr & above | Min. 5yrs of Post qualification |
| Min. Loan Amount | 1 Lakhs | 1 Lakhs |
| Max. Loan Amount | 15 Lakhs (Listed Companies) 7Lakhs (Non- Listed Companies) | 10 Lakhs & above |
| Min. Tenure | 12 Months | 12 Months |
| Max. Tenure | 60 months(Listed Companies), 48 months (Non- Listed Companies) | 48 months |
| Processing Fee | 0.5%- 2% | 0.5%- 2% |
| Prepayment Charges | 4% post 12 EMI clearance | 4% post 6 EMI clearence |
| Turn Around Time | 3-4 working Days | 3-4 working days |
What are the steps to apply for an instant Personal Loan in Ludhiana?
Follow the steps below to apply for an instant Personal Loan online:
- Visit Personal loan and provide few basic details like your mobile number, PAN card number etc. to get started
- Verify your address details.
- Check out your Personal Loan offer and complete your video KYC
- Provide your bank account details for disbursement
