J & K Bank Personal Loans: Get Details on Jammu & kashmir Bank Personal loans online on Interest rates, EMI, Eligibility, Documents, Processing fees & Charges.
Personal Loans of J & K Bank
Purpose – Loan is granted for purchase of durable consumer goods like
Desktop Computer ( P.C )/ Laptop
Motor Cycle / Scooter / Air Conditioner
Color TV / DVD Player/ VCR / Generator/ Washing Machine (automatic) / Cooking range.
Refrigerator / Dish Antenna/DTH Equipment/ Kerosene Room Heater/ Washing machine
Vacuum cleaner
Water Filter cum purifier / CD Players /Cassette Players / Geyser / Cooler, etc.
J & K Bank Personal Loan Interest Rates 2024
For Salaried State/ Central Govt Employees = 11.70%
For Others = 12.45%
JK Bank Laptop/PC Finance (fixed) = 10.70%
JK Bank Solar Lighting & Photo Voltaic Finance = 10.95%
Aan Posh Teliyeli wan posh/Finance for purchase of Domestic LPG Connections = 9.45%
Compare other banks personal loan rates online
Scale of Finance
3000 to 40,000 per Article
Maximum Finance
75000 subject to 12 times net monthly Salary. (More than one article/Durable)
Eligibility
Employees of Govt., Semi-Govt., Civic Bodies, Self employed (with assured income).
Security
Primary: Hypothecation of article financed .
Collateral: Third party Guarantee of one person.
Processing Charges
Nil
Repayment
60 months
Margin
25 %
For Customer Services:
Contact Centre : 1800 1800 234
Customer Care : 0194-2481999
E-banking : 1800 1800 234
ATM Helpdesk : +91-194-2713333
Credit Card : 0194- 2486424, 2486427, 2486149, 2486151, 2482463
Inbound International Voice Services: +91 194 2713434, +91 194 2713435 & +91 194 2481936
