Karur Vysya Bank Personal Loan | Interest Rates | Documents | Eligibility

Karur vysya bank personal loan – Check details on Processing charges, Eligibility, Documents, Processing fees, Procedure of Karur Vysya Bank in India.

Interest Rates 15.35% – 16.85%
Max. Loan Amount Upto 10 Lakhs
Processing Fees 0.30% of Loan amount. (Minimum- Rs.500.00)
Min. Income Rs.10000/- p.m
Loan Repayment 3 years

 

The Karur vysya personal loan is available for salaried employees of PSUs/ Reputed Institutions, Self employed individuals, All other individuals who provide full securities by covering the loan amount with NSCs, KVPs, IVP, RBI bonds, LIC policies, Bank deposits etc.

Collateral security – NSC/KVP/LIC Policies, Bank Deposits, Land & Building etc.,, subject to the satisfaction of the bank.

Guarantee – A suitable Guarantor with sufficient net worth , acceptable to the Bank (preferably spouse or family members or friends)

Other Terms & Conditions

1. Karur vysya bank offers loans only to Indian Citizens.
2. Minimum income would be Rs.120000 for apply loans.
3.The amount of loan eligible shall be arrived at after reducing the stipulated margin from the eligible costs. All ineligible costs shall be met entirely by the borrower.

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