Kotak Mahindra Personal Loan Cochin | Interest Rates | Apply Online
Apply online for Kotak Mahindra Personal Loans in Cochin with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for instant personal loan and Choose the Best Deals.
Kotak Mahindra Personal Loan in Cochin – Key features
- Avail loans from Rs.50,000-50 lakh*
- Quick Approval & hassle-free processing
- Minimal paperwork
- Flexible repayment options
- Repay with easy EMIs
- Convenience of service at your doorstep
- Lowest and Interest Rates Personal Loan
Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.
Kotak Personal Loans help to make a difference in your life. No matter what your financial needs are – unexpected expenses, school fees, wedding in the family, home improvement or that long awaited vacation?
Eligibility for Kotak Mahindra Personal Loans in Cochin
|
Criteria |
Salaried individuals |
Professionals |
Businessmen |
|
Profile |
Must be working for a Public Ltd co./ MNC/ large Pvt Ltd co. |
Must be a Doctor (MS, MD, MBBS, BDS) , C.A., Architect, Consultant, Interior Designer |
Must have clean payment track record of more than 1 year of a previous loan. |
|
Age |
23 – 58 years resident Indian |
23 – 58 years resident Indian |
23 – 58 years resident Indian |
|
Income |
Net monthly salary of Rs. 20,000/- with no loans outstanding. |
Filed IT returns of Rs.75,000/- or more for the last 2 years. |
Filed IT returns of Rs.75,000/- or more for the last 2 years |
|
Minimum education |
Graduate |
Professional degree |
Graduate |
|
Residence telephone |
Required |
Required |
Required |
|
Years in city |
Min 1 year |
Min 1 year |
Min 1 year |
|
Total work experience |
Min 1 year |
Min 5 years |
Min 5 years |
Documentation Requirement for Kotak Mahindra Loans in Cochin:
|
Document |
Salaried individuals |
Professionals |
Businessmen |
|
Application form |
Yes |
Yes |
Yes |
|
1 photograph |
Yes |
Yes |
Yes |
|
Identity details |
Yes |
Yes |
Yes |
|
Residence details |
Yes |
Yes |
Yes |
|
Signature verification from bank |
Yes |
Yes |
Yes |
|
Degree certificate & Certificate of practice |
No |
Yes |
No |
|
Payment track record |
No* |
No* |
Yes |
|
Income details |
Latest payslip & Form 16 (Form 16 required only when applying under holiday finance) |
IT Returns & Balance Sheet & P/L Account statement for the last 2 years |
IT Returns & Balance Sheet & P/L Account statement for the last 2 years |
|
Bank account statements |
For the last 3 months |
For the last 6 months |
For the last 6 months |
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