Kotak Mahindra Personal Loan Howrah: Interest Rates | Branch address
Kotak Mahindra Personal Loans in Howrah with lowest Interest Rates and EMI. Get details on Offers, Documents and Eligibility for personal loans in India and Choose the Best Deals.
Kotak Mahindra Personal Loan in Howrah – Key features
- Avail loans from Rs.50,000-50 lakh*
- Quick Approval & hassle-free processing
- Minimal paperwork
- Flexible repayment options
- Repay with easy EMIs
- Convenience of service at your doorstep
- Lowest Personal Loan Interest Rates in India – Get Details here
Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.
Kotak Mahindra Personal Loan in India help to make a difference in your life. No matter what your financial needs are – unexpected expenses, school fees, wedding in the family, home improvement or that long awaited vacation?
Eligibility for Kotak Mahindra Personal Loans in Howrah
| Criteria | Salaried Individuals | Professionals | Businessmen |
| Profile | Must be working for a public Ltd co./ MNC/ large Pvt Ltd co. | Must be a Doctor (MS, MD, MBBS, BDS) , C.A., Architect, consultant, Interior Designer | Must have clean payment track record of more than 1 year of a previous loan. |
| Age | 23 – 58 years resident Indian | 23 – 58 years resident Indian | 23 – 58 years resident Indian |
| Income | Net monthly salary of Rs. 20,000/- with no loans outstanding. | Filed IT returns of Rs.75,000/- or more for the last 2 years. | Filed IT eturns of Rs.75,000/- or more for the last 2 years |
| Minimum education | Graduate | Professional degree | Graduate |
| Residence telephone | Required | Required | Required |
| Years in city | min 1 year | Min 1 year | Min 1 year |
| Total work experience | Min 1 year | Min 5 years | Min 5 years |
Documentation Requirement for Kotak Mahindra Loans in Howrah
| Document | Salaried individuals | Professionals | Businessmen |
| Application form | Yes | Yes | Yes |
| 1 photograph | Yes | Yes | Yes |
| Identity details | Yes | Yes | Yes |
| Residence details | Yes | Yes | Yes |
| Signature verification from bank | Yes | Yes | Yes |
| Degree certificate & Certificate of practice | No | Yes | No |
| Payment track record | No* | No* | Yes |
| Income details | Latest payslip & Form 16 (Form 16 required only when applying under holiday finance) | IT Returns amp; Balance Sheet & P/L Account statement for the last 2 years | IT Returns & balance sheet & P/L Account statement for the last 2 years |
| Bank account statements | For the last 3 months | For the last 6 months | For the last 6 months |
Know More About – Kotak Mahindra Bank
Kotak Mahindra Bank Branches in Howrah for personal loans:
Kotak Mahindra Bank – Address: Apeejay House, 15, Anandilal Poddar Sarani, Taltala, Kolkata, WB 700016
Kotak Mahindra Bank – Address: 109A/1A, Brabourne Rd, China Bazar, Kolkata, WB 700001
