Latest Personal Loan Trends Feb 2024
Check out latest trends or whats going in Personal finance market in India. Most of the banks offers special loan schemes or interest to its customers. currently Personal loan rates starts from Just 10.99% rate of interest.
In regarding of high demand all major private & govt. banks comes with offers in which nil processing fees, nil pre payment charges, lowest rates for bank employees & account holders. If you are in the same dilemma of getting personal loan so its a great time to get one.
Read – Latest Home Loan Trends Info
Top Banks for Personal Loan as per Rates February 2024
| Bank | Rate of Interest | Processing Fees | Pre-Payment Charges | Part Payment |
| HDFC Bank | 10.75 – 13.45% | Rs 999/- for Special companies Else 1% – 2.5% | Zero (For LA-10 Lakhs & Above with Salary 75k) else- 4% | No |
| ICICI Bank | 13.49% – 17.50% | 0.50% for special companies else 1.50% – 2.25% | 5% | No |
| Bajaj Finserv | 15.00% – 17.00% | Upto 2% | Nil | Yes |
| Kotak Bank | 13.60% – 18.00% | 2% | 4% | No |
| Standard Chartered Bank | 11.00 – 12.50% | 1% | 2% – 5% | No |
| SBI Personal Loan | 18.50% | 2% | 2% – 5% | No |
Note*:
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