Nainital Bank Personal loans | Interest Rates | Documents List
Nainital Bank offers personal loan schemes at lowest interest rates. Get details on Eligibility, EMI, Loan amount, Documents for loan to Salaried/Pensioners. Calculate EMI for loan online with Deal4loans.com
Max Loan Amount/Eligibility:
- For Salaried Employee: 15 times of net monthly salary Max Rs. 3.00 lac
- For Pensioners: 10 times of monthly Pension Max Rs. 0.50 lac
- For Doctors & CA: Amount equal to two times of average return income of last two years, maximum Rs.3.00 lac
- For others: Amount equal to two times of average return income of last two years, maximum Rs.2.00 lac
Interest Rates for Personal Loans at Nainital Bank Ltd.:
| NAINI SAHYOG
Scheme for Salaried Class/ Businessman /Doctors/CA/etc. |
15.25% | |
Repayment /Tenure options: 5 Years (60 EMI)
Documents List:
- Salary Certificate
- ITR returns of last three years
- Permanent Employee Certificate/Professional Qualification.
- A letter from the borrower authorizing the employer to deduct the installment from the salary to deposit loan installment at his own.
- Guarantee of 2 persons (at least one fellow employee) and nominee may be accepted. However, guarantee of one person only is acceptable for Govt./PSU employees.
