Personal Loan Guwahati – Interest Rates 2024,Apply Online
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Guwahati: Personal Loan
Situated at bank of Brahmputra, Guwahati is a significant center for commerce and education. It is also largest tea auction center in the world.
Although a large part of savings is invested in property, but due to some unforeseen circumstances one faces shortage of fund to invest. One may resolve his financial shortage with the help of personal loan.
In addition to this, one may get personal loan to fulfill his dreams to buy hi-tech kitchen appliances, home decoration objects, tourism in India and abroad. Personal loan are also asked for necessities like marriage and festivity.
Compare Best Personal loan In Guwahati Based on Rate of Interest
| Banks | Interest Rates |
| HDFC Bank | 10.99 – 20.75% |
| ICICI Bank | 11.70 – 18.85% |
| Bajaj Finserv | 11.99 – 16.00% |
| SMFG India | 14.00 – 33.00% |
| Kotak Mahindra | 10.99 – 17.25% |
| IndusInd Bank | 12.99 – 17.00% |
| Standard Chartered | 12.00 – 17.00% |
Processing Fees / Prepayment Charges
| Banks | Processing Fee | Pre Payment Charges |
| Bajaj Finserv | Upto 2.00% | Upto 4% post 1st EMI clearance |
| ICICI Bank | 1999 to 2.50% | Zero or 5.00% |
| Axis Bank | 2.00% | Nil |
| Kotak | 1.5 – 2.00% | 5.00% |
| HDFC Bank | 0.8% – 2.00% | 4.00% |
| SMFG India | 2.00% | Upto 7.00%, 0% after 3 year |
| Standard Chartered |
Up to 1% | Upto 5.00% of loan amount |
You can get Lowest Interest Rates on Personal loans if you are working for these Companies in Guwahati:
✓ Zaloni ✓ State Bank of India ✓ HCL Infosystems ✓ Indian Oil ✓ Indian Institute of Technology ✓ Jumbo Roofings & Tiles ✓ Ericsson-Worldwide ✓ HDFC Bank ✓ Tata Motors ✓ LG Electronics ✓ Axis Bank ✓ Educomp Solutions ✓ Indian Railways ✓ SBI Life Insurance Company ✓ Gammon India Limited ✓ Godrej Consumer Products ✓ IITG ✓ IIT Guwahati
✓ KiTEC Industries ✓ Government of Assam
Eligibility Or Loan Amount in Guwahati
– Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.
Checklist of Documents required for Personal Loan in Guwahati
The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application:
In case of Salaried
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In case of Self Employed
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